Interested in looking into what Vista Health Insurance Company is all about and what this provider offers its members? When you get an overview of a health insurer’s goals, values, and scope as well as considering the plans and products they offer you have a much broader perception of the company as a whole. This article provides the type of information that will give you a clearer understanding of Vista Health Insurance Company and make your decision regarding a health insurer and easier one.
Vista Health Insurance Company has a “do unto others as you would have them do unto you” type philosophy. Their goal as a company is to provide their members with the choice value and service in health care that they themselves would want for their own families. This strategy must be a good one because Vista Health Insurance Company is becoming very popular in the state of Florida where they operate.
Read through this Vista Health Insurance review, take a look at the customer reviews of Vista Insurance at the bottom of this article, and then enter your zip code in on the side of this page to compare quotes from the top local health insurance providers online.
Vista Health Insurance Company began in 2003 when Beacon Health Plans merged with Health Plans Southeast. In July 2007, Coventry Health Care (click here to read the Coventry Health Insurance review) announced that they had signed an agreement to acquire Vista Health Insurance Company. The agreement would allow Vista to benefit from Coventry’s advanced technology, financial strength and varied product line.
Currently, Vista is headquartered in Hollywood, Florida with CEO Christopher Ciano at the helm. The company has a leadership team with a century of industry knowledge behind them. Vista Health Insurance Company is partnered with as many as 6,000 providers and provides health care services to 300,000 members and 10,000 employers. Vista Health plans are available in Miami-Dade, Palm Beach, Martin, Broward, and St. Lucie counties as well as 21 additional counties throughout North Florida between Ocala and Pensacola.
Vista Health Plans
Vista Health Insurance Company offers POS, PPO, HMO, Medicaid, Medicare, and Florida Healthy Kids type products. They also have some consumer driven choices that offer more flexibility and control in terms of coverage and premiums due options for reimbursement accounts, health savings accounts, and higher deductibles.
Vista’s individual plans offer HMO style benefits that vary in the cost of premiums and co-pays for covered services. These plans are AccessOne 10, AccessOne 20A, and AccessOne 30B. On these plans dental and vision care are covered but the out-of-pocket maximums vary from one plan to another. The company also has a variety of plans for small and large groups. Employers can choose from HMO, POS, Open Access and Open Access Plus plans. There are three levels of coverage for each type of plan. The levels of coverage differ in co-pay, co-insurance, premium and deductible costs.
Vision and dental options are available that can be combined with their other plans to enhance coverage in these areas if needed. These options offer discounts alternative treatments and LASIK. Employers can also choose to take part in member reimbursement programs.
Vista Community Involvement
The company often sponsors community activities and its employees are encouraged to contribute financial support as well. This commitment to community outreach and assistance is evidenced by the five grants they gave in 2005 to local charities that improve community health. The recipients included the American Lung Association of Florida, the S.W.I.M.S Foundation, Camillus House, Covenant House of Florida, and SOS Children’s Villages. Vista’s dedication to their community is also demonstrated in their Senior Executive Volunteer Program and their Volunteer Fair which allows a forum for area non-profit organizations to recruit their employees to volunteer.
Vista Awards & Accreditation
In October 2006, the Accreditation Association of Ambulatory Health Care awarded Vista Health Plan, Inc. and Vista Health Plan of South Florida, Inc. a three year accreditation. This is in recognition of the quality and access to health care that is provided by Vista Health Insurance Company. The Association of Ambulatory Health Care evaluated Vista’s appeals procedures, overall quality of care, utilization management, grievance resolution, and communications mechanisms in the accreditation process.
Vista Financial Strength Ratings
Knowing that your health insurance company will be there for you when you need them is important. As of 2008, Vista Health Insurance Company was given a rating of B or fair by A.M. Best for its financial strength and an Issuer Credit rating of bb. In turbulent financial times financial strength and credit ratings can change frequently, checking these ratings periodically are advised.
Compare Vista Health Insurance Quotes
If what you’ve learned about Vista Health Insurance Company has you thinking you might be interested in one of their health plans and wondering what you might pay in terms of premiums you might want to find out using the free quote tool above. The quote tool can provide you with quotes from any number of other health care insurers so that you can compare rates. Take time to compare your Vista health insurance quotes with quotes from other companies before making any decision. You can start with the quote tool and your zip code immediately. Get started comparing health insurance providers today!