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My Health Insurance Lapsed

[su_box title=”To sum it up…” style=”default”] If your health insurance lapsed due to a change in jobs, you are eligible for COBRA coverage or a special enrollment period to enroll in a Marketplace plan If your coverage lapsed because you missed payments, you do not qualify for a special enrollment period You can appeal your […]

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How is a health insurance premium calculated?

[su_box title=”To sum it up…” style=”default”] If you are an older person, your monthly premium under Obamacare can cost your three times more than a younger person You will pay a higher premium if you plan to cover your spouse and your dependents There are five plans you can choose from on the Healthcare Exchange […]

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What is a health insurance referral?

[su_box title=”To sum it up…” style=”default”] Referrals can be advice to subscribers to use a specialist or other plan resource Referrals can be needed authorizations to use network resources Some plans pay for outside resources but only with a referral Some plans pay cost sharing without referrals for outside network services, but on a limited […]

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