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What is the definition of “minimum value standard”?

Before the Affordable Care Act, insurers were free to offer stripped-down policies that did not provide adequate protection against medical debt. Many insured persons encumbered a large amount of debt due to annual limits and low rates of cost-sharing. To protect policyholders, the Affordable Care Act requires essential health benefits, minimum essential coverage, expense limits, […]

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Does Obamacare cover acupuncture?

The Affordable Care Act, also known as Obamacare, was passed by the 111th Congress of the United States and Signed into law by President Barack Obama on March 11th, 2010. The Affordable Care Act extended health insurance coverage to millions of citizens in the United States. The result being the lowest percentage of uninsured individuals […]

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Why is Obamacare increasing insurance premiums?

Obamacare does not set prices for insurance. It sets the standard that policies must meet in order to provide adequate protection for US families. Obamacare provides subsidies and tax credits to reduce the amount that consumers must pay per month to maintain health insurance coverage. The tax credits provide payments to the insurers that cover […]

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When is your payment due for Obamacare?

How do I pay my first premium for a Marketplace plan? You pay your first monthly premium to your insurance company, not to the Marketplace. Keep in mind that you will not have any coverage until after you pay. If you are unsure if your coverage has started, you can check it online on your […]

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What is the house bill number for Obamacare?

House Bill H.R. 3590 The primary purpose of the Affordable Care Act was to expand health insurance to Americans who were too poor to afford private health insurance yet made too much money to qualify for state-sponsored health insurance, known as Medicaid. In addition, the bill targeted insurance companies that could drop participants for being […]

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What’s the Obamacare website called?

When you’re looking for information online regarding Obamacare, which is officially known as the Affordable Care Act (ACA), you’ll find many resources. The main website is The IRS and the US Department of Health and Human Services also have pages dedicated to explaining the ACA. Their websites are and You can use […]

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What pays for the ACA?

Who or What Pays for the Affordable Care Act Most of the money for the ACA comes from government spending cuts that occurred when the law was first adopted. The law also included several tax increases for higher-income taxpayers. The ACA imposed a tax of 0.9 percent on the wages of single Americans who earned […]

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What is considered a medical device under Obamacare?

What types of medical devices are covered? Any type of prosthetic, mobility, body supporting, testing and medical necessary aid that is approved by the FDA for use is covered by Obamacare plans. The amount that you will have to pay out-of-pocket varies by the area you live and the plan coverage you have. The devices […]

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When did the Supreme Court rule on the Affordable Care Act?

The Supreme Court reviewed the Affordable Care Act in many of its parts. Among other issues, these cases involved contraception, employer religious objections, subsidies, and the constitutionality of the individual mandate. Two major challenges to the Affordable Care Act were the cases entitled NFIB v.Sibelius, and King v. Burwell. Both cases had substantial backing from […]

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Why do the Koch brothers want to defund Obamacare?

The Koch Brothers oppose Obamacare and work to defund and repeal the law. They view health care reform as an intrusion by the government into the private markets and an entitlement. Koch Industries are the second largest privately owned company in the United States. The Koch Brothers wield a lot of political influence through extensive […]

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