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What’s the Obamacare website called?

To sum it up...

When you’re looking for information online regarding Obamacare, which is officially known as the Affordable Care Act (ACA), you’ll find many resources. The main website is healthcare.gov.

The IRS and the US Department of Health and Human Services also have pages dedicated to explaining the ACA. Their websites are irs.gov and hhs.gov.

You can use these websites, along with any information you gather directly from insurance companies and/or your employer before you decide which plan you should sign up for.

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Healthcare.gov

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The healthcare.gov website is user-friendly and is divided into two main areas. You can either look at web pages designed for individuals and families, or you can look up policies and guidelines if you’re a small business owner.

Individuals and Families

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One of the main links that you’ll see right away is the link to “Get Coverage.” When you click on this link, you’ll select which state you reside in, and then you’ll answer a series of questions that can lead you to the right coverage.

You can also look at topics by category which include:

  • Guidelines regarding taxes
  • Open and special enrollment periods
  • The possibility of saving on your premiums or out-of-pocket costs

If you already have coverage, you can see if you might end up saving money if you switch to a plan on the Marketplace. There is a cost comparison tool that you can use to estimate how much different types of plans might cost.

The premium amounts will be based on your area of residence, so you’ll be asked to input your zip code before getting any specific numbers regarding monthly premiums.

You can look through the pages related to questions about coverage to learn more about how to use your health insurance when you’re seeking treatment or services.

Small Businesses

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Whether you’re an employer or an employee, you’ll be able to use the healthcare.gov website to find out more about your options. Employers with 50 employees or fewer can join the Small Business Health Options Program (SHOP).

Additionally, you’ll be able to look over answers to commonly asked questions, related to topics such as:

  • What you can do if you’re self-employed
  • Whether you’re required to provide health insurance to your employees
  • How to receive assistance from insurance professionals

IRS.gov

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Failing to have health insurance can potentially result in financial penalties, which are collected when you pay your taxes. Because of these tax implications, there is a considerable amount of information regarding the ACA and taxes on the irs.gov website.

Much of that information is found on the page that explains the Health Insurance Marketplace. That page goes over how you can use Form 1095-A when you file your taxes.

If you have received Form 1095-B or 1095-C, or if you haven’t received any type of form at all regarding your insurance, you can figure out what to do by using the page titled ”Health Care Law & Your Tax Return: Affordable Care Act & Taxes – At a Glance.”

Additionally, the page titled Affordable Care Act Tax Provisions for Individuals and Families goes over varying situations regarding exemptions, tax credits, and paying your penalty.

HHS.gov

Another resource that you can turn to is the page maintained by the U.S. Department of Health & Human Services at hhs.gov. Here, you can read a full text of the ACA.

You can also look through pages that detail the efforts that the department is undertaking to review the effectiveness of the ACA.

Other Resources

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Some people have no access or limited access to the internet. If that’s the case for you, you can reach out to people in your community. Some community health centers have staff members on hand to assist people regarding this matter.

Health center staff members can walk you through the steps that are required to sign up for health insurance, either through the Marketplace, through an insurance company directly, or through Medicare or Medicaid.

There are many federally qualified health centers in rural and low-income areas, ready to treat people who may otherwise be unable to pay for services or afford health insurance.

If you’d like to speak with someone over the phone regarding the Marketplace, you can call 1-800-318-2596.

You’ll find what you need regarding the Affordable Care Act, also known as Obamacare when browsing the pages at healthcare.gov. You can also look up pages on the IRS web page and the US Department of Health and Human Services webpage to learn more.

You can also compare free health insurance quotes by entering your zip code in the box below!

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