June 27, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] When someone is said to have dual medical coverage, the reality is that they have two different health insurance policies If an employee has health insurance through his or her employer, that policy will typically be referred to as the primary If you do not have an employee-sponsored health […]
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How to Get a Replacement Health Insurance Card
August 3, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] Don’t wait to replace your health insurance card if it has been lost or stolen A lost health insurance card may put you at risk of medical identity theft You could lose access or have your medical care limited without your health insurance card Your health insurance card provides […]
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What is a plan sponsor for medical insurance?
August 3, 2017 / by Jessica Traversari / Employer Health Insurance, FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] Sponsors organize medical insurance plans for the benefit of subscribers Sponsors typically organize and present plans for groups such as employees Sponsors can be employers, labor organizations, business associations, and insurers directly Sponsors set terms of participation and content of the plans they organize [/su_box] Before the Affordable Care […]
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Health Insurance for One Week
August 3, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] Short-term health insurance is available from many carriers You need to be aware of laws and when health insurance is required Shopping the market can open you up to the many short-term providers available [/su_box] We all have different needs when it comes to health insurance. Some of us […]
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Is medical insurance a fringe benefit?
August 1, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] Fringe benefits are taxable forms of wages or employee compensation The Stabilization Act of 1942 led to a board ruling that exempted health benefits from taxes on wages and benefits Since 1943, health benefits have helped employers attract and retain skilled workers Federal laws exclude employer sponsored health insurance […]
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Can you be covered under two health insurance plans?
August 1, 2017 / by Jessica Traversari / FAQ, Health Insurance Guide / 0 comments
[su_box title=”To sum it up…” style=”default”] When maintaining two health insurance policies, one of them will act as the primary that comes into effect anytime medical services are rendered. The other policy will only be used when the other one has been fully exhausted in any given area. The policy holder does not get to […]
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Health Insurance for My Teenager
July 24, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] It is almost certainly possible to get your teen health insurance one way or another They can be on your policy until they’re 26 If they are 18 or 19, they are eligible for their own policy and you should help them pick a plan [/su_box] In this day […]
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Is a social security number required for medical insurance?
July 24, 2017 / by Jessica Traversari / FAQ, Health Insurance Guide / 0 comments
[su_box title=”To sum it up…” style=”default”] In most cases, a social security number is required in order to get medical insurance This is because the IRS requires you to fill out form 1095-B to ensure you have current health insurance If you do not fill out the form with your social security number or you […]
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How is a health insurance premium calculated?
July 17, 2017 / by Jessica Traversari / FAQ, Health Insurance Financing, Health Insurance Guide, How Health Insurance Works / 0 comments
[su_box title=”To sum it up…” style=”default”] If you are an older person, your monthly premium under Obamacare can cost your three times more than a younger person You will pay a higher premium if you plan to cover your spouse and your dependents There are five plans you can choose from on the Healthcare Exchange […]
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How does a health insurance broker get paid?
July 17, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] Health insurance brokers have played a key role in promoting Obamacare policies Health insurance brokers have commissioned-based income based on sales Few states permit brokers to charge consumer fees, and many states protect broker commissions Health insurance brokers biggest impact is small business market Brokers had and continue to […]
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What is dual medical coverage?
June 27, 2017 / by Jessica Traversari / FAQ / 0 comments
[su_box title=”To sum it up…” style=”default”] When someone is said to have dual medical coverage, the reality is that they have two different health insurance policies If an employee has health insurance through his or her employer, that policy will typically be referred to as the primary If you do not have an employee-sponsored health […]
Read more