August 3, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
Medical insurance is expensive. Unlike many other types of insurance, the consumer has to pay many different types of fees and charges. The insurance contract is the framework in which the insurer promises to provide benefits and services, and the consumer agrees to pay an annual premium amount. The standard insurance contract has many parts, […]
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Health Insurance for My Wife
August 4, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
In this day and age, health insurance is so critical to avoid massive bills. Many people are concerned with getting their husband or wife health insurance. Many people have a policy through their employer which will allow their spouse to be covered as well. However, this is not the case for everybody. If you are […]
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My Wife Is Pregnant Without Insurance
August 4, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
Planning for your newborn’s arrival is an exciting time. From decorating the nursery to buying booties, it’s only natural to be excited about your baby’s arrival. But your top priority needs to be the health of both mother and baby. Ongoing prenatal care is essential from the moment your wife finds out that she is […]
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Health Insurance That Covers Ulcerative Colitis
August 4, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
Ulcerative colitis is a bowel disease that affects the rectum and the colon. It is similar to Crohn’s disease. Some people with ulcerative colitis will develop sores in their colon. The symptoms typically get worse if more of the colon is affected. Symptoms can include diarrhea, anal bleeding, pain in the stomach, and cramps. These […]
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Medical Insurance Is a Waste of Money
August 3, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
Medical insurance is expensive. Unlike many other types of insurance, the consumer has to pay many different types of fees and charges. The insurance contract is the framework in which the insurer promises to provide benefits and services, and the consumer agrees to pay an annual premium amount. The standard insurance contract has many parts, […]
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Group Health Insurance for a Writer
August 3, 2017 / by Jessica Traversari / Employer Health Insurance, Health Insurance Guide / 0 comments
Writers can get group health insurance through several membership organizations. Group insurance plans for writers are sometimes limited by state or region. Writers can use the Healthcare Insurance Marketplace if they qualify for a Special Enrollment Period. Insurance premiums paid by self-employed writers can be tax-deductible. Freelance writers have similar options for health insurance as […]
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How to Write an Appeal Letter for Medical Insurance
August 1, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
Human error occurs. It is accidental and often is missed by checks and balances. It is why examining your insurance policies and knowing what your insurer will cover and what they will not is imperative to avoid rejection. But, again, medical coders may enter a code incorrectly, or you may not have finished your end […]
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No Waiting Period Major Dental Insurance
August 1, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
You’ve probably heard the saying “good things come to those who wait.” Well, that doesn’t apply to those shopping for dental insurance. Most available plans require a waiting period for the policy to go into full effect. During the waiting period, you may not have any insurance coverage even though you’re paying premiums for dental […]
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Health Insurance for the Rich
August 1, 2017 / by Jessica Traversari / Health Insurance Guide / 0 comments
The Obamacare health industry reforms helped every American family including the most wealthy. The commercial health insurance industry is a risk adverse business. Before the Affordable Care Act, insurers used medical underwriting to determine insurability for individuals and families. Medical underwriting potentially excludes persons with any of approximately 400 medical conditions. Health insurance for the […]
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Can you be covered under two health insurance plans?
August 1, 2017 / by Jessica Traversari / FAQ, Health Insurance Guide / 0 comments
The Affordable Care Act is still the law of the land, with the individual mandate remaining in full effect. Even so, it is apparent that many people have opted to exceed that requirement and maintain coverage under two separate health insurance policies. Having two health insurance policies is a way of having additonal benefits. Supplemental […]
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My Health Insurance Lapsed
July 31, 2017 / by Jessica Traversari / Health Insurance Guide, How Health Insurance Works / 0 comments
If your health insurance lapses because you left your job, you can enroll in COBRA coverage. With COBRA, you can keep your insurance and pay group rates for a short period of time after you leave your job. However, it will typically still be more expensive than when you were employed because your employer will […]
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