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Category: Health Insurance Guide

Health Insurance for Army Reservists

“To sum it up…” Army reservists and their families are eligible to enroll in the TRICARE Reserve Select program Reservi...

Can my health insurance cover my girlfriend?

“To sum it up…” Health insurance generally only covers your spouse You may be able to get your girlfriend on the policy...

Is a social security number required for medica...

“To sum it up…” In most cases, a social security number is required in order to get medical insurance This is because t...

How to Check if My Health Insurance Is Active

“To sum it up…” The best way to check whether or not your health insurance is active is to call your insurer and speak ...

Is a physical exam required for health insurance?

“To sum it up…” Physical exam requirements vary among insurance providers It is more common to have to get a physical w...

Medical Insurance for Veteran Dependents

“To sum it up…” There are several types of health insurance options for veteran dependent including CHAMPVA, the vetera...

How is a health insurance premium calculated?

“To sum it up…” If you are an older person, your monthly premium under Obamacare can cost your three times more than a ...

What is a “narrow network” in health insurance?

“To sum it up…” Health insurance providers use networks to deliver benefits to subscribers Insurers share costs for net...

What is a health insurance referral?

“To sum it up…” Referrals can be advice to subscribers to use a specialist or other plan resource Referrals can be need...

What is a buy-up medical plan?

“To sum it up…” A base medical plan is the basic minimal coverage offered to every member of an insured group, but a bu...

What does UMR health insurance stand for?

“To sum it up…” Self-funding is a way for an employer to provide insurance coverage for employees Some self-funded comp...

What is the definition of “minimum value standa...

“To sum it up…” The Affordable Care Act reformed health insurance coverage in favor of consumers The Act requires every...