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Is there maternity coverage under ObamaCare?

Maternity care has the potential to detect and treat a number of conditions in both the mother and the baby. It can include prenatal care, services provided at the time of childbirth, and care after the baby is born. All qualified insurance plans under ObamaCare must include pregnancy, maternity, and newborn care. However, women who […]

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How are pre-existing conditions covered under ObamaCare?

Obamacare requires that insurers treat pre-existing conditions like any other illness or medical condition. They cannot base decisions for the price, coverage, and annual or lifetime limits on such conditions. Prevention is the key theory of the ACA; Obamacare requires universal coverage and acceptance by insurers. Obamacare providers offer, at no additional costs, essential health […]

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What impact will ObamaCare have on medicare?

Before the Affordable Care Act, the trend in Medicare spending and costs increased sharply year after year. The major contribution of Obamacare was to put Medicare on a more controlled and financially sustainable foundation. The areas of improvement included hospital costs, patient safety, and prescription drug prices and costs. Compare health insurance rates now by […]

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Who will be fined under ObamaCare?

One of the goals of ObamaCare is to expand health insurance coverage in the U.S. The law has expanded coverage by increasing the insurance options for many Americans as well as by financially penalizing certain people who are not insured. If you do not want to incur the fine, you should spend some time reviewing […]

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Does COBRA insurance still exist under ObamaCare?

Obamacare did not change COBRA, but it did reform the health insurance industry in the same policy areas as COBRA. Both laws sought to protect insurance rights for employees that lost coverage from an employer-sponsored plan. Obamacare changed the health insurance marketplace to add lower cost insurance options, and it incorporated essential health benefits to […]

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What is income under ObamaCare subsidies?

Applicants must use the level of income determined by records or estimates during the open enrollment period or any applicable special enrollment period. Open enrollment limits the time to get coverage under Obamacare but not under Medicaid and CHIP. These need-based programs have a continuous open enrollment as the government intends them to provide emergency […]

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Who qualifies for free health care coverage under ObamaCare?

There are many instances of free health coverage under Obamacare and the major programs it improved or reformed. The related programs include Medicare, Medicaid, and the Children’s Health Insurance Programs or CHIPs. Obamacare incorporated preventive care into every qualified health plan. These services come at no additional charge to consumers and include physical exams, screenings, […]

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Veterans Benefits Under ObamaCare

The adoption of ObamaCare has not changed the basic elements of veterans’ benefits. The law requires most people to have health insurance, but most veterans have always been eligible to receive benefits. If you or a family member is not currently insured, you should compare your options to determine what plan might make the most […]

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what is health care rationing under ObamaCare?

Obamacare promotes preventive care and wellness as principles for reducing long-term health costs, expenditures, and improving health in the United States. In a rationed medical care system, demand and other factors determine the availability of services, and pricing reflects scarce or rare services that require higher payments from consumers. Prior to Obamacare, insurers were free […]

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What unions are exempt from ObamaCare?

The policies behind the Cadillac Tax are to discourage lavish benefits and make all consumers better and more determined shoppers. Buying power interprets into a pricing influence when consumers share the goals of seeking and finding the lowest possible price for needed services. Compare health insurance plans now by using our FREE tool above! Lavish […]

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