This review is for the Virginia Surety Health Insurance Company, Inc. While there is no Virginia Surety Health Insurance company, there is a Virginia Surety Company and this review will focus on that company. However, Virginia Surety does not offer any type of health insurance product, so if you are looking for health coverage you must contact another insurance company.
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About the Virginia Surety Health Insurance Company Inc.
The Virginia Surety Company was founded back in 1927. Virginia Surety is the primary property and casualty insurance company that is part of The Warrant Group.
The Virginia Surety Company offers various products and protection options for items including:
- Recreational vehicles
- Valuables in the home
- Appliances and more
With one of the largest and most established underwriting services offered in both the United States and the entire world, the Virginia Surety group was recently rated A- by the A.M. Best Company for financial strength.
Virginia Surety Health Insurance Company Inc. Location
The main office of the Virginia Surety Company is:
175 West Jackson Boulevard
Toll-free phone number: 1-800-209-6206
There is no additional information available online about other locations.
Virginia Surety Health Insurance Company Inc. Products
The Virginia Surety Company offers many different insurance products for many different types of businesses. These products are broken down into five divisions. These include:
- Product warranties
- Personal safeguard
- Business services
- Resource automotive
- International operations
The main insurance product that is offered by the Virginia Surety Company is travel insurance. As one of the world’s foremost provides or travel and trip protection, Virginia Surety can protect almost anyone, including students, financial institutions, au pairs, tour operators and even individual travelers.
The Virginia Surety Company offers coverage 24 hours a day and 7 days a week to their policyholders.
The different coverage options start with travel services, which give you complete trip coverage if you become ill for any reason, are injured prior to the trip, or are delayed for any other covered reason. In all of these cases, you may be completely covered for all the trip expenses you have already paid.
The Virginia Surety Company trip cancellation coverage will allow you to get reimbursed for any unused and nonrefundable charges you are responsible for from the travel agency, or any charges from the airline for a cancellation and/or change to your ticket due to a sickness, injury or even death.
There is also a trip interruption protection product that covers you for any costs imposed by the travel agency, travel group, or airline, less any credit received, for any type in interruption in your trip due to unforeseen circumstances. In addition, this coverage allows you to get back home if you are overseas.
The trip delay insurance coverage allows you to be completely reimbursed one time if any portion of your trip is delayed for a pre-determined length of time due to circumstances out of your control.
The Virginia Surety Company can give you coverage away from home if you are injured or delayed while driving a vehicle away from home. This includes if you are more than 100 miles from home and you are in an accident with another person. If this happens, you can receive reimbursement if your trip is delayed and you have to stay overnight in a hotel, if you have to rent a different vehicles, if you have to have your car shipped back home because you cannot drive it, or if you require airfare to get back home
The travel accident insurance covers you or anyone you are travelling with if you are injured during the trip. If you charge your entire trip on a credit card, you are entitled to a pre-agreed upon benefit should you be injured while on the trip.
There is also an extensive baggage delay coverage service, which provides reimbursement if any of your luggage is lost, stolen, delayed or sent to the wrong location.
You can also receive complete reimbursement if you have personal items that are missing due to lost baggage. It is important to have documentation of the items in your luggage in case there is a loss.
Additional coverage options through Virginia Surety Company include:
- Coverage in the case of a hotel burglary
- Coverage for students or au pairs that become sick or injured during travel
- Emergency evacuation coverage in which you can be repatriated back to your home country if it is medically necessary