A non-government site powered by Health Insurance Associates, LLC., a health insurance agency.
Intergenerational family on beach

Compare plans from top companies.

United States Fire Health Insurance Company

A review of United States Fire Health Insurance Company has led to a review of United States Fire Insurance Company (U.S. Fire Insurance). U.S. Fire Insurance is part of the Crum & Forster group companies and underwrites for Fairmont Specialty and Fairmont Specialty is a registered trademark of U.S. Fire Insurance.

You can research any health insurance company and get free health insurance quotes, by your home zip code.

According to the Texas Department of Insurance, the data for U.S. Fire Insurance during 2010 is available. As of December 31, 2010, the total assets of U.S. Fire Insurance are $2,511,795,130. The total liabilities equal $1,619,606,897. The capital of U.S. Fire Insurance is $4,586,262 with a net surplus of $896,601,971.

U.S. Fire Insurance/Crum & Forster Group Company Information

U.S. Fire Insurance was founded in 1824 and is now based in Morristown, New Jersey. Their contact information is the following:

305 Madison Ave.
Morristown, New Jersey 07960
Phone: 1-973-490-6600

How Crum & Forster came to be is a little different from U.S. Fire Insurance. Crum & Forster first started on December 2, 1987 as Finmar Reinsurance Corporation according to the New York Department of Financial Services.

However, it actually commenced business at the end of December. In 1996, the surviving Finmar Reinsurance Corporation merged with Premier Insurance Company and at that same time changed its name to Crum & Forster.

Crum & Forster have a huge range of both commercial property and casualty insurance products. According to Crum & Forster’s website insurance services and products can be offered by either them, Fairmont Specialty (registered trademarks) and/or Seneca (service mark).

Crum & Forster have a large group of insurance companies that include:

  • U.S. Fire Insurance
  • Seneca Insurance
  • Seneca Specialty Insurance
  • Crum & Forster Indemnity
  • Crum & Forster Specialty Insurance
  • The North River Insurance
  • Crum & Forster Insurance

Crum & Forster’s contact information is the following:

P.O. Box 1973
Morristown, New Jersey 07962
Phone: 1-973-490-6600

U.S. Fire Insurance/Crum & Forster Group Company Products

Crum & Forster Group have insurance products ranging from standard to excess and surplus lines to specialty products. Their property insurance includes inland marine and fire.

Their casualty insurance includes:

  • Commercial package
  • Commercial general liability
  • Commercial automobile
  • Risk management
  • Workers’ compensation

The next insurance product offered is umbrella. This includes umbrella programs, group personal excess and umbrella liability and lead and excess programs.

Crum & Forster Group also have professional services and management. They offer:

  • Miscellaneous professional liability
  • Management protection
  • Technology E and O
  • Lawyer’s professional liability
  • Accountant’s professional liability
  • Crime insurance

Some of their specialty products include both life sciences and product recall plans.

For excess and surplus lines, Crum & Forster offer:

  • Casualty E&S
  • Property E&S
  • Umbrella E&S

Lastly, they have excellent services where they can help with claims and loss control as well.

U.S. Fire Insurance/Crum & Forster Group Company Ratings

A.M. Best gave U.S. Fire Insurance and “Excellent” rating of “A” with a financial strength outlook of “Stable.” Another positive rating is U.S. Fire Insurance’s credit rating which A.M. Best gave them a “a” rating (one of the top ratings) and a credit rating outlook was designated as “Stable” for the company.

A.M. Best also gave Crum & Forster a very positive rating. Their financial strength was rated “A” as in “Excellent.” The company’s financial strength outlook was confirmed as “Stable.” As for their credit rating they were given an “a” for long-term credit and an outlook of “Stable” as well.

These ratings from A.M. Best could have fallen anywhere between F (liquidation) and A++ (superior). A++ is considered the very best rating, while F is considered the worst. As for outlook for both financial strength and credit ratings, any rating that is between an A++ and a B+ is considered by A.M. Best to be “Stable.”

Being able to find companies with health insurance can be challenging. While Crum & Forster and its companies offer much in the way of insurance, they are lacking in health insurance.

Finding the right health insurance for your own needs and lifestyle does not have to be difficult.

To find your best, personal health insurance quote, simply enter your zip code on this page and compare your results.


One Comment to “United States Fire Health Insurance Company”

  1. Lesa Osterholm says:

    “Worst, most fraudulent company in my opinion.

    I enrolled online, never received policy information, could not submit a claim, no adequate contact information and they took money from my account automatically without EVER complying –

    this company is a FRAUD for AUIC Deductible Supplemental Company but they will bury this review!!!!!!!!!!!!!!!!!! FRAUD!!!!!!!!!!!!!!!!!!”


Leave a Reply

Your email address will not be published.