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Unigard Health Insurance Company

Unigard Insurance Company, is a wholly owned subsidiary of the QBE Americas Insurance Group. QBE is an international giant in the insurance industry and is based in Australia. QBE Americas is headquartered in New York City and includes three major divisions, insurance, specialty products, and reinsurance. Subsidiaries of QBE Americas include:


  • Unigard
  • General Casualty
  • Farmers Union Insurance
  • QBE Agri

For free up-to-date health insurance quotes in your area, enter your zip code here!

QBE Americas and its reinsurance and specialty divisions are all located in New York City’s financial district:

QBE Americas
Wall Street Plaza
88 Pine St
New York, New York 10005

Unigard Insurance Company was founded at the end of the nineteenth century, in 1895, in the state of Oregon. Originally known as the Oregon Fire Relief Association, Unigard has gone through many changes in its 116-year history. In 1901, the company moved to Seattle and was renamed Northwestern Mutual Fire Association and later became Northwestern Mutual Insurance. Finally, in 1971, Unigard took on its present name, meaning “one guard,” a single source for insurance coverage.

Over the years, Unigard has grown and prospered. For a time, Unigard became a part of the great John Hancock group of companies and then in 1993, Swiss insurance group, Winterthur, purchased Unigard. At that time, the Provident Life Insurance Company acquired Unigard Olympic Life. In 2007, the remainder of the Unigard insurance organization became a part of QBE Americas.

Unigard’s corporate offices remain in the Seattle area. Contact information is as follows:

Unigard Insurance Company/Unigard Indemnity Company
15805 Northeast 24th Street
PO Box 90701
Bellevue, Washington 98009

For claims information Unigard provides a toll free number, 800-777-0078

Uniguard Branch Offices

Uniguard is active in the western and pacific northwestern sections of the United States and has branch offices in:

  • Sacramento, Fresno, and Irvine, California
  • Beaverton, Oregon
  • South Jordan, Utah
  • Bellevue and Spokane, Washington

Unigard Products

Uniguard specializes in property and casualty insurance and is a major provider of personal automobile coverage in the Western United States. Unigard also writes policies for motorcyclists, homeowners, and apartment dwellers. Unigard also underwrites individual umbrella coverage. Unigard agents are well-trained, service-minded professionals and can be found in more than 600 offices in Western US states including:

  • Washington
  • Oregon
  • California
  • Arizona
  • Nevada
  • Utah
  • Montana
  • Idaho

Uniguard provides casualty insurance for small business owners. Noting that slips and falls in the workplace account for a significant number of insurance claims, Unigard supports its business clients with a unique loss control service. Unigard offers testing for slip resistance on floors in the workplace to help prevent these types of accidents which helps alleviate losses from claims.

The Unigard claims page, provides the user with comprehensive on-line claims reporting capabilities. Detailed instructions are available for reporting any kind of loss, keeping client safety in mind at all times.

Telephone help is also available 24 hours a day by calling, 800-777-0078. A special auto glass hot line is available by calling, 800-452-7567

Emergency road service through Unigard affiliate National Automobile Club is also available to Unigard customers who have selected this optional coverage. Coverage includes towing to the nearest mechanic or shop and is available anywhere in the US. The emergency service number is 800-201-7894.

Unigard Insurance Quotes

Unigard’s website features free and immediate insurance quotes. Type in your zip code and the kind of insurance you are shopping for and you will receive an accurate quote within seconds. Multiple policy discounts are available through Unigard with savings up to 20%.

Consumer Information

The Unigard website also provides useful and helpful information for consumers on their insurance education page. Visitors may access information on:

  • Proper home maintenance
  • Inventory checklists
  • Safety and security to prevent burglaries
  • Security for business owners
  • Tips for the safe maintenance of fireplaces and wood burning stoves

Forms and notices including auto accident report forms are also available on these web pages.

Unigard offers convenient online payment options to all of its policyholders through QBEpay.

Unigard in the Community

The Unigard Company and their many employees support a variety of charitable causes in the Seattle area. Sponsorships include the Mary Bridge Children’s Hospital, Red Cross, United Way, and March of Dimes among other worthy organizations. Donating time to local agencies such as the local food bank and other social service agencies help keep Unigard employees active in their individual communities.

For free up-to-date health insurance quotes in your area, enter your zip code here!


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