NAP Health Insurance Company

A NAP Health Insurance Company review leads to Aetna Health Insurance Company. NAP health insurance is a type of health insurance offered by Aetna. NAP stands for National Advantage Program and has been in operation since January 1, 2009. This program was developed in response to customer demand for out of network options.

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In addition to the NAP program, Aetna offers:

• Disability insurance
• Group life insurance
• Behavioral health service
• Dental insurance
• Pharmacy coverage
• Medical insurance

Any of these plans can be customized for individuals and employees looking for coverage for their employees.

Aetna NAP Program

The National Advantage Program was developed after years of research and development to answer the question how can we provide the option to use any choice of provider while still keep prices low by contracting with providers making them in network. This is the question of any type of PPO insurance coverage.

Aetna’s answer is the NAP Program. The NAP program allows those insured with Aetna to use an out of network provider or an out of network facility at contracted rates. If the insured has a physician or facility they want to use, they have to provide the name of the provider to Aetna. Aetna contacts the provider and negotiates a contracted rate.

The contracted rate will still be slightly higher than using an in network provider but the NAP program provides a discounted rate to the individual. For individuals who choose to use the NAP program, they receive specialized ID cards that alert the provider that a contracted rate has been negotiated so the applicable rate can be charged.

Aetna Medical Insurance Plans

Aetna provides a variety of medical insurance plans other than the NAP program. They do not do a one size fits all insurance plan. They first find out information specifically about the individual and their family so they can customize a plan. The information gathered includes medical history, pre-existing conditions, and family size.

No matter which plan is chosen, Aetna provides personal and prompt support, access to a large network of doctors, products for different stages of life, and tools to manage the benefits that are a part of the specific plan that was chosen. All plans focus on preventative measures so that individuals and families and stay healthy. Added benefits are provided for those who take part in wellness programs.

Aetna’s website provides a health insurance plan advisor as well. This online program allows you to input a variety of information about yourself and about what exactly you are looking for in a health insurance plan. This information is put through an analyzing process and at the end; the plan that is best is presented.

Also in the medical category of insurance plans are vision insurance plans and dental plans. The dental plan is basically a savings card that can be used to receive discounts on preventative dental care as well as dental treatments. The vision plan benefits can be accessed through:

• Pearle Vision
• LensCrafters
• JCPenney Optical
• Target Optical
• Sears Optical

Aetna Careers

There is a variety of careers available at Aetna Insurance Company. Jobs are available in several departments within the company including:

• Actuarial positions
• Behavior health
• Claims
• Finance
• Global relations
• Health informatics
• Human resources
• Information technology
• Marketing communications
• Nursing
• Pharmacy
• Sales
• Underwriting

All full time employees receive a variety of benefits including:

• Health insurance
• Life insurance
• Paid time off
• Disability insurance
• Wellness benefits
• Savings accounts
• Retirement

Optional additional benefits that individual employees can add on for an additional cost.

A portion of benefits is also available for part time employees.

An important value that Aetna Insurance has is community involvement. This is the connection between community and employees known as Aetna Culture. The company encourages employees to be part of the work they do and the contributions they make within the local community.

Aetna also offers three different types of internships for students. The first type is for undergraduate students in the form of summer internships. The second type is for graduate students who would like to work their way into a job. The third type is training programs for recent graduates from either undergraduate or graduate programs.

If you are looking for personal health insurance, enter your zip code in the free box now to receive rates and quotes from several top companies.