The LM General Health Insurance Company, also known as Liberty Mutual, sells a wide variety of insurance products in the United States and the rest of the world. Originally named the Massachusetts Employees’ Insurance Association, it official became Liberty Mutual Insurance Company in the year 1917.
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LM General Health Insurance Company was founded, and is still based in Boston, Massachusetts. Today, nearly 50,000 people work for the LM General Health Insurance Company. Although the company focuses on selling life, auto, homeowners, and commercial insurance products, some health benefits are also offered.
LM General Health Insurance Company Insurance Products
Individuals are not able to purchase health coverage from Liberty Mutual, however, several different packages are offered to business owners. Liberty Mutual divides its health insurance packages into three distinctive categories. Small-Mid business owners are categorized as companies with fewer than 100 employees and insurance policies less than $150,000 in value. Mid-Large businesses employ more than 100 people and have policies that are valued at more than $150,000 per year. LIU Global Specialty products are for very large companies that have a global presence.
Employees looking for group rate packages can purchase short and long-term disability coverage, accidental death policies, workers’ compensation, bodily injury, and other supplemental health care insurance products. Small business owners are able to purchase primary health care coverage through one of LM General Health Insurance Company’s nine subsidiaries:
- Peerless Insurance
- Liberty Agency Underwriters
- American First Insurance
- Golden Eagle Insurance
- Ohio Casualty
- Montgomery Insurance
- Indiana Insurance
- Colorado Casualty
Each one of these subsidiaries coverage a specific region or group of states.
LM General Health Insurance Company Careers
The LM General Health Insurance Company is constantly expanding, which means that there is always room for new talent. Via the Liberty Mutual website, job prospects, existing employees, and students are able to find available positions. There are nearly 1,000 open positions currently posted on the Liberty Mutual website, with openings available in nearly every state in the US.
Because LM General Health Insurance Company likes to promote within, entry-level employees can quickly rise in the ranks. Job performance, educational background, and evaluations from upper levels of management play a large role in the promotion process. Employees of the LM General Health Insurance Company have access to nearly every type of insurance product available, including:
- Long-term care
- Dependent life insurance
In addition, LM General Health Insurance employees can maintain:
- Flexible spending accounts
- Pension plans
- Paid time off
- College tuition assistance
LM General Health Insurance Company Insurance Agents
Unlike pursuing a career at LM General Health Insurance Company, insurance agents are categorized as independent contractors. They are not eligible to receive health benefits, performance bonuses, or even job security. However, independent insurance agents that represent the LM General Health Insurance Company do have access to some of the most comprehensive insurance products in the industry.
LM General Health Insurance Company invites all independent insurance agents to submit an application. Some LM General Health Insurance Company employees that pursue careers in the sales sector can become licensed agents in the future. The rights and responsibilities of in-house LM General Health Insurance Company insurance agents differ greatly from those of independent agents.
LM General Health Insurance Company Contact Information
The corporate headquarters for the LM General Health Insurance Company are located at:
Liberty Mutual Group
175 Berkeley Street
Boston, Massachusetts 02116
Because LM General Health Insurance Company sells many different kinds of financial and insurance products, customers should visit the website in order to find the right contact number. General inquiries to the company headquarters can be made by calling 1-617-357-9500.
LM General Health Insurance Company Reviews
Liberty Mutual has been a Better Business Bureau accredited business since April of 1931. In the last three years, approximately 408 complaints have been generated with the BBB. Because of the size of Liberty Mutual and the way in which the company has addressed complaints, it maintains an A rating.
Individual policyholders have given reviews that range from being thoroughly satisfied to reports of terrible customer service. Because the LM General Health Insurance Company contracts with thousands of independent insurance agents, there is no way to know if all customer experiences are reflective of the company as a whole. However, it seems that dissatisfied customers whom went through the proper channels and lodged official complaints were able to get their problems addressed.
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