This LBC Health Insurance Company Review evaluates Lloyd Bedford Cox, Inc. of Bedford Hills, New York. The company was originally founded in 1921 and is managed by third-generation family members. LBC is an independent insurance agency dedicated to helping customers protect property and financial resources with customized insurance products and services. LBC offers a “Risk Assessment Process” along with solutions to dually note and then manage potential risk. In addition, the company hopes to identify loss exposure or coverage gaps.
The company employs financial planners, attorneys, and accountants to assist clients in risk assessment and management. The company has offices in suburban Bedford Hills, New York and New York, New York. LBC has clients in about 32 states and several international countries including:
- New York
- New Hampshire
- Rhode Island
- New Jersey
- Washington, D.C.
- North Carolina
- South Carolina
- New Mexico
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Then, keep reading about Lloyd Bedford Cox to determine if the agency can help you to identify and manage health insurance risks. We provide contact information, health insurance providers represented by the company, and the types of insurance offered by LBC.
LBC Health Insurance Company Contact Information
Write the company at:
2 Depot Plaza Suite 301
P. O. Box 476
Bedford Hills, NY 10507
Phone number: 914-666-5121
Fax number: 914-666-8720
Write or visit the New York office at:
1350 Avenue of the Americas Suite 390
New York, NY 10019
LBC Health Insurance Company Representative Providers
As an independent insurance agency, Lloyd Bedford Cox may select the insurance companies it represents and recommends to clients. According to the company website, the company recommends a handful of insurance companies noted for their financial resources, including:
- PURE (Privilege Underwriters Reciprocal Exchange)
- Chubb Personal Insurance
- The Travelers Companies
- Fireman’s Fund Insurance Company
- ACE Insurance
- Lloyd’s Agency
- NYCM Insurance
LBC provides helpful links at these insurance providers and elsewhere for the benefit of customers, including New York Defensive Driving Class and Teen/Young Driving Links.
LBC Health Insurance Company Types
Lloyd Bedford Cox helps clients to manage unusual health, property & casualty, liability, and business risks. Discussing the client’s personal or business concerns is the first part of accessing and managing health or wellness-related risks.
The company also helps clients to identify and manage:
- Personal liability (through primary, umbrella, or excess limits of up to $100 million)
- Valuables (including fine art, antiques, jewelry, silver, wines, and collections)
- Employees (products such as disability, employers’ liability, reputational injury)
- Kidnap (ransom/extortion)
- Homeowners/property (brownstones, historic, high value, seasonal or secondary, co-ops, condos, renters)
- Autos (high value, collector, motorcycles, mopeds, standard)
- Catastrophic (wind, flood, earthquake, wildfire, hurricane)
- Watercraft (sailboats, yachts, personal watercraft, mega-yachts, or standard)
- Identity theft
Insuring highly-compensated executives and professionals against disability, accidents, and long-term care issues is another area of expertise offered by LBC, according to information materials provided by the company.
LBC Health Insurance Company Financial Information
According to Dun & Bradstreet, Lloyd Bedford Cox earned about $1.1 million in annual revenues during the 2010 fiscal year. Insurance agents such as LBC usually earn commissions from the placement of insurance products and investments. They may also collect fees for financial plans or tax plans created for clients.
The company employs a chief underwriting officer and an in-house claims manager.
The company uses technology to automate processes and to provide effective communications, according to the LBC website.
LBC is one of approximately 135,000 independent insurance agents and brokers in the United States. The total revenue of the industry is approximately $110 billion. The largest brokers in the country include Aon, Arthur J. Gallagher, and Marsh & McLennan. The industry is primarily comprised of small, independent companies with 10 or fewer employees (like LBC). The largest 20% of insurance agents and brokers control 50% of the annual revenues of this industry group.
LBC Health Insurance Company Quotes
Lloyd Bedford Cox offers clients and prospects with an online quote request. To obtain a free quote for personal, homeowners, or auto insurance, clients can request electronic or phone communications.
To discuss complicated insurance and financial planning issues, the company recommends a personal and confidential meeting.
Now that you’ve learned more about LBC Health Insurance, take a moment to request money-saving health insurance quotes by entering your zip code on this page!