This Lauriers Health Insurance Company Review explores Ottawa, Canada-based Desjardins, G. A. & Fils Assurance Immeuble Inc. Desjardins purchased Lauriers (Laurier Life Insurance of Toronto) in 1989. As more travelers spend extended periods in the United States, U.S. health care providers recognize Desjardins & Fils Assurance.
Desjardins offers a variety of insurance products, including health and property & casualty lines. In addition, Desjardin offers investment, credit, and loan products and services to clients. According to Dun & Bradstreet, the company is considered a low-risk vendor.
Then keep reading about Desjardins & Fils, the company that acquired Laurier Life Insurance. We provide contact information, career details, and the types of health insurance plans offered by Desjardins.
Lauriers Health Insurance Company Contact Information
Desjardins & Fils offers multiple locations throughout Canada. Write the company at:
170 Dalhousie Street
Ottawa, ON K1N 7C4, Canada
Phone number: 1-613-241-7265
Toll free phone number: 1-866-838-7661
Fax number: 1-613-241-0352
Lauriers Health Insurance Company Coverage Types
Individuals and companies may choose from a variety of different coverage types according to a variety of health insurance needs. When an individual suffers a disability because of an accident or illness, disability insurance provides financial support. Disability insurance offered by the company, called Vision Disability (Income) helps you maintain a regular income level while disabled. Vision Disability (Regular Expenses) covers only your regular, recurring expenses each month while disabled. Coverage amounts and premiums differ.
Individuals or company employees may purchase critical illness insurance. In the event of the onset of a serious illness, such as a stroke or cancer, the insured receives a lump sum payment. The products offered by Dejardins include Vision Critical Illness Coverage, or the Vision Duo Solution.
Long-term care insurance helps to protect you and your family from difficult choices imposed by illness, aging, or an accident. Long-term care insurance helps to maintain independence after the onset of disease or event.
Traditional health care insurance reimburses the insured for expenses not met by the Canadian government’s health care plan, such as dentist bills. Desjardins offers Vision Healthcare, Vision Hospitalization, and Vision Accident Coverage. The hospitalization provides gap insurance to cover any deductibles, co-payments, or extraordinary expenses when hospitalized. Accident coverage insurance helps to maintain income levels in the aftermath of an accident.
Lauriers Health Insurance Company Evaluation
Desjardins & Fils believes that your needs for health insurance and other financial services change during a lifetime. A significant change or event, like purchasing a home, accepting a new job, or having a baby, can change your needs for health insurance. Reviewing your health insurance portfolio on a regular basis can help to prevent unwelcome financial surprises.
Adding accident or long-term care insurance can help to minimize the negative impact of an event or death. Considering the replacement of lost income during disability can prompt the addition of disability insurance. Tax planning, e.g. considering the payment of estate taxes after death can prompt the addition of more insurance.
Desjardins & Fils recommend evaluating your coverage at least every three to five years. When a significant change occurs, or the financial environment causes individual concern, evaluating insurance can create peace of mind.
Lauriers Health Insurance Company Careers
Desjardins & Fils hires financial advisors to assist clients in a variety of financial services. Evaluating insurance plans, creating proposals, and opening new accounts are some of the tasks involved in working as a financial advisor at Desjardins & Fils.
The company’s Career portal encourages new graduates, experienced hires, and managers to apply for a variety of career roles at the company. New graduates with degrees in computer science, mathematics, and finance are sought for entry-level positions. College students may apply for a variety of intern positions available at multiple company locations.
A sampling of careers is advertised on the company’s career portal:
- Actuarial services
- Client contact
- Services and sales
- Finance and accounting
- Information technology
- Project management
- Personal services
- Public affairs/communications
- Property & casualty insurance
- Property management/material resources
- Risk management
Interested individuals may submit a resume and cover letter to management via the company website.
The company also attends a variety of career fairs throughout Canada on a regular basis. Interested students, graduates, and professionals may choose to meet company representatives at a local career fair.