This health insurance review is for the Kansas City Health Insurance Company. Otherwise known as the Kansas City Life Insurance Company, the company does not offer any sort of health insurance products, and in fact only offers life insurance. Customers looking for medical or dental insurance will need to contact another insurance carrier for coverage.
Established in Kansas City, Missouri, The Kansas City Life Insurance Company offers several different life insurance products for their customers. In addition, the Kansas City Life Insurance Company has three subsidiaries that offer different services, including:
- Old American Insurance Company, which offers both charitable giving insurance and income replacement insurance
- Sunset Financial Services, which is operated as a full-service firm providing brokerage services
- Sunset Life Insurance Company of America, which offers life insurance throughout the United States and Western Europe
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By utilizing insurance agencies in the United States, the Kansas City Life Insurance Company markets their individual and group products to customers. In addition, any of the investment options available are managed by the financial arm of the company.
Kansas City Life Insurance Company Locations
The main corporate office for Kansas City Life Insurance Company is located in Kansas City, Missouri and the company is licensed to sell insurance products in 48 states and the District of Columbia.
There are nearly 1,500 agents all over the United States who market and sell the Kansas City Life Insurance products, and the website offers an agent and office search by state.
Kansas City Life Insurance Company Health Insurance Products
The Kansas City Life Insurance Company offers several different life insurance and financial products. However, it does not offer any health or medical insurance products, besides a long-term care insurance rider, so customers looking for those services would need to contact another insurance carrier.
The products offered by Kansas City Life Insurance include:
- Term life insurance
- Universal life insurance
- Whole life insurance
- Variable life insurance
The website offers a detailed explanation of each of the products offered, including whom the products are best for, and how they differ from one another.
The Kansas City Life Insurance Company Universal Life Insurance policy has an optional long-term care insurance rider available, which offers an acceleration of payments on the customers behalf should they require long-term care at any time.
Kansas City Health Insurance Company Health Insurance Reviews
Kansas City Life Insurance Company is not accredited by the Better Business Bureau (BBB). In fact, none of the affiliates or subsidiaries of Kansas City Financial Services have achieved accreditation from the Better Business Bureau. Despite not receiving accreditation, the Kansas City Life Insurance Company has been given a rating of A+ by the BBB for its responsiveness to complaints filed by consumers.
In the past three years, a total of three complaints were filed against the Kansas City Financial Services Company, although there is no record of how many of those three were because of life insurance products. All three of the complaints were resolved to the satisfaction of the Better Business Bureau, as two required BBB assistance and the final complaint determined that the Kansas City Financial Services Company did make the proper effort in attempting to resolve the complaint.
Rated A (Excellent) by the A.M. Best Company for financial strength, Kansas City Financial Services has a stable outlook. In addition, the company has a long-term issuer credit rating of a.
Kansas City Health Insurance Company Health Insurance Careers
There is detailed information on the Kansas City Life Insurance Company website about available careers at the company. Interested applicants can choose from two different options – a career working at the corporate office in Kansas City, Missouri or working as an agent at one of the many locations throughout the United States.
The job listings are available in a drop down menu and are listed by function – in addition, the divisions that have a current opening are highlighted in green. The career page also has information about available benefits, including medical and dental insurance, tuition reimbursement, and several different life insurance products.
Interested applicants can apply online for a specific position, or contact an independent office to find out if positions are available. There is no way to create an online profile, so individuals must apply for each job in which they are interested.
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