A Granite State Health Insurance Company Review leads to Granite Insurance Brokers. Granite Insurance Brokers sells commercial insurance, pay as you go workers compensation insurance, employee benefit insurance, and personal insurance. They have been recognized as a Top 50 Fastest Growing Private Companies for 5 years running.
If you are looking for personal health insurance, enter your zip code now to receive rates and quotes from several top companies today!
Granite Insurance Brokers Commercial Insurance
Commercial insurance is important for businesses to run properly. Commercial insurance not only allows a business to meet the legal requirements of the state their business is licensed in, but also offers the protection business owners need. Without the proper insurance, the business owner or the business itself could easily face a devastating lawsuit.
Granite Insurance Brokers offers:
- Business auto insurance
- Contractors insurance
- Professional liability insurance
- Workers compensation insurance
- Commercial property insurance
Business auto insurance can cover from one vehicle up to a fleet of vehicles used for business purposes. Whether the vehicle is driven by an employee or to transport goods, the policy will cover accidents and liability.
Contractors insurance is specifically designed for building contractors and construction companies. The policy not only covers the company but also the property the company is working on and the heavy machinery used. Granite professional liability coverage is an overarching coverage that protects companies from lawsuits, if a customer or worker is injury due to the business in some way.
Workers Compensation pays for the medical expenses as well as some lost salary for an employee who is injured on the job. No matter what type of business you operate, if you have employees, you legally have to have workers compensation insurance. Commercial Property is insurance that covers the business in case of theft or damage to the physical property.
Granite Insurance Brokers Employee Benefits
Granite Insurance’s Employee Benefit plan is an administrative plan. It is designed to assist human resource managers and other administrative personnel. It is difficult for some companies and human resource departments to assimilate all the benefit options available for their employees, manage those benefits, and make the right choice for their employees.
Granite Insurance Brokers step in and design a package, present it to the company, and manage the package. Whether you are a small company that only wants health insurance and retirement or a large company that wants to offer all possible benefits to employees, Granite can help. Assistance in setting up and running the program is done both in person and online through Granite Employee Benefit Specialists. They become the go to people for human resources and employees directly.
This program helps with:
- Claim filing
- Setting up new employees
- Tracking the benefits that are most used and least used by employees
- Adding or deleting of employees
- Changes in benefits due to marriage
- Birth or death
- Customizing of a direct link website for employees to use
If any billing questions arise, Granite specialists can answer these questions as well.
Granite Insurance Brokers Personal Lines
Personal lines of insurance are also available from Granite Insurance Brokers. From simple coverage for the most basic needs to more advanced coverage for specific needs, Granite has it all including:
- Mobile home
- Classic car
- Hobby farm
- Identity theft insurance
For the home, whether you own or rent, having the right coverage is important. Homeowners insurance does not cover floods, earthquake, or in some cases fire. You need to make sure all the appropriate items are covered especially if you live in a flood or earthquake prone area. Granite agents can help you customize a plan that fits your housing needs.
Granite Insurance Brokers also offers a variety of specialty insurance options:
- Pet insurance
- Classic car insurance
- Hobby farm insurance
- RV insurance
- Watercraft insurance
Each type of insurance is designed to meet the specific need of the individual. Not all people need these types of insurance.
If you have acquired quite a bit of assets, you will also want to look into getting personal umbrella insurance. Personal umbrella insurance is designed to protect your assets in the case of litigation. If you are sued and your other insurance coverage reaches its limits, umbrella insurance coverage will kick in.