While there are a whole bunch of health insurance mutual funds that are part of the “Equity Healthcare Mutual” sector if you are looking for an investment, there is no health insurance company named “Equity Mutual Health.” There is also a health insurance company named “Mutual Health Ltd.” in the United Kingdom, but they do not administer health insurance policies in the United States. Perhaps you meant the Mutual Insurance Company of Arizona?
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Mutual Insurance Company of Arizona (MICA) has an excellent “A” financial strength rating from A.M. Best. Best also labeled the insurance company “stable,” which means they expect Mutual Insurance Company of Arizona to continue to be committed to their business, paying insurance claims as requested.
Mutual Insurance Company of Arizona Policies
Mutual Insurance Company of Arizona sells only medical professional liability insurance policies, and has been doing so for 35 years. Instead of reporting to stockholders, MICA is owned by its members, who are also eligible for dividends from the company.
Policies for individuals and physician groups are written as a reporting policy form for claims-made coverage. This means that the company encourages customers to report every incident and, only if necessary, the incident will be escalated to a claim. Coverage is provided for liability, peer review, defense costs, supplementary payments, and discretionary medical payments.
Policies for medical facilities are written as the same type of reporting policy form for claims-made coverage. For qualifying facilities, general liability may also be available. Mutual Insurance Company of Arizona will consider the following types of medical facilities for coverage:
- Ambulatory Surgical Center
- Dialysis Center
- Outpatient Physical Therapy/Speech Therapy
- Outpatient Surgery Center
- Outpatient Treatment Center
- Rural and Community Health Clinic
Mutual Insurance Company Quotes
Mutual Insurance Company of Arizona was founded in 1976 to help doctors and other medical practitioners buy medical liability insurance. Medical liability insurance protects people who work in the medical field from lawsuits. Otherwise, if doctors did not have this coverage, they would either stop practicing medicine or move to a state that offered the liability insurance. In addition, medical practitioners need to show medical liability coverage before they are given hospital privileges or allowed to contract with health insurance providers.
MICA policies are available to medical practitioners in Arizona, Colorado, and Utah. If you live in one of these states and would like to request a quote, you can use their Web form. You can purchase medical liability insurance as an individual, group, or facility.
Mutual Insurance Company Reviews
MICA customers seem happy with the company. The Better Business Bureau has given MICA an A+ rating and the company has zero complaints registered with the BBB in the last three years. Additionally, an Internet search of reviews for the company turned up nothing.
Mutual Insurance Company Careers
Mutual Insurance Company of Arizona lists its current job openings on its website.. The company does not accept unsolicited applications and any direct application must include a resume. All job applications need to be mailed to the company, as applications sent through MICA’s website will not be considered.
MICA jobs have generous benefits, including:
- Medical, dental, and vision insurance
- Life and disability insurance
- Personal accident insurance
- Flexible spending accounts
- Benefit retirement plan
- Self-directed 401k plan with company match
- Partial tuition reimbursement
- Paid vacation and holidays
- Employee assistant programs
- Relocation assistance for certain MICA positions
Mutual Insurance Company Locations
Mutual Insurance Company of Arizona is as you might expect, based in Arizona. The corporate office is at:
2602 E. Thomas Rd.
Phoenix, AZ 85067-3180
Correspondence can be mailed to:
P.O. Box 33180
Phoenix, AZ 85067-3180
Unlike most companies who make it very hard to find contact information for their executive level staff, Mutual Insurance Company of Arizona readily supplies its CEO’s contact information on its website. The company prides itself on serving customers from the top down, and invites customers to email MICA’s CEO directly at [email protected].
Mutual Insurance Company Phone Numbers
Although Mutual Insurance Company of Arizona does not provide its CEO’s direct phone number, it does provide many other phone numbers that will help you get your questions answered.
For general information or to report a claim:
Phone: (602) 956-5276
Toll-free: (800) 352-0402
General Fax: (602) 468-1710
To talk to a customer service representative:
Phone: (602) 808-2111
Toll Free: (877) 215-MICA
Fax: (602) 808-8309
The risk management hotline:
Phone: (602) 808-2137
For Education/CME information:
Toll Free: (800) 808-2134
For MICA’s Litigation Stress program, where you will speak to Margaret E. Marshall, PhD, PC:
Phone: (602) 264-5678