A review of Cincinnati Health Insurance Company leads to Cincinnati Health Insurance Quotes, Inc. This company gives Cincinnati residents the opportunity to receive insurance quotes from several top companies within the Cincinnati area, as well as from nationally recognized companies so they can find the best, most affordable deal possible.
Cincinnati Health Insurance System
The system that Cincinnati Health Insurance Quotes, Inc uses is a system that many insurance brokers use. An insurance broker is different from an insurance company because they are not loyal to one carrier in particular. Instead, they contract with several different insurance companies and then use those contracts to find the best deals for their clients.
The main benefit to clients in using a system like the one used by Cincinnati Health is convenience. In order to compare insurance quotes from several companies on your own, you would have to go to each company’s website or individually call each company and provide your information repeatedly. This is a big waste of time.
By using a broker system, you can enter all the pertinent information one time and receive several quotes based on that information. Once you choose a company, you can clarify any information, give additional information, and ask any questions that you might have about that particular company. Cincinnati Health does all the work for you.
Cincinnati Health Insurance Pertinent Information
As stated above, in order to receive several quotes from top companies in the Cincinnati area, you have to enter the necessary information. Another way to save time is to have all the required information available with you at the computer when you sit down to enter it. This way, you can receive your quotes and start comparing prices right away.
Each insurance company has slightly different standards; however, there is some information that is standard no matter what company from which you are getting a quote. Of course, you will need to provide personal information such as your name, your spouse’s name, your address, contact information, e-mail address, and cell phone number.
Other than personal information, the additional information requested will depend on what type of insurance you are applying. If you are applying for car insurance, you will need to provide the make, model, and year of all vehicles that will be on the policy. Sometimes, the insurance company will also ask for the vehicle identification number or VIN. You will need to provide information about your driving history as well as know the limits you want to set for certain types of coverage and deductibles. If you owe money on your vehicle, you will need to provide the lien holder’s contact information as well.
If you are applying for health insurance, you will be asked for information including your age, health history, the health history of your family, information on any pre-existing conditions, and vital statistics, such as your weight and height. Some health insurance coverage may require a physical to be performed before final approval can be given.
Cincinnati Health Insurance Agents
Cincinnati Health Insurance Quotes, Inc does not hire agents. Instead, they contract with local agents from carriers and national agents from large insurance companies. Once you become a contracted agent, Cincinnati Health will direct clients your way by providing quotes from your company.
Since they contract with many different carriers, they can only provide the quote and the clients themselves are the ones who choose. However, as an independent agent, you can do some things to make your quote more appealing such as include discount information, e-mail the client after the quote for a follow-up, or reduce your rates.
Once a client chooses a company, that agent now has the opportunity to work hard to keep that client and perhaps sell them other types of policies as well. Happy customers often direct their family and friends in the direction of the insurance company or agent that is working for them.
Agents who contract with Cincinnati Health do give up some of their profit from each quote that is accepted, but for growing companies, it is worth it to gain clients and build up a client database. The potential clients that a satisfied client can bring in should be considered as well.