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Category: Health Insurance Guide

What does a “lifetime maximum” mean in health i...

“To sum it up…” Lifetime Maximums Apply to Every Health Insurance Policy Lifetime Maximums were Reclassified After the ...

What is a self-funded medical insurance plan?

“To sum it up…” There are two ways that a group plan or employer-based plan can be structured in two ways: either as a ...

When does my health insurance expire?

“To sum it up…” COBRA is a government program aimed at maintaining health insurance coverage It applies to people who h...

What is considered a qualifying event to change...

Key Takeaways A qualifying event is a major life event that qualifies you for an Special Enrollment Period, allowing you to make changes ...

When are employees eligible for health insurance?

“To sum it up…” Newly hired full-time employees may be subject to a waiting period of up to 90 days before they are eli...

The Waiting Period When Changing Health Coverage

The Waiting Period When Changing Health Coverage

“To sum it up…” When starting a new job, an employer can initiate a waiting period of up to 90 days before providing an...

Health Insurance While Living Overseas

“To sum it up…” You will have US health care Marketplace exemption, but understand your needs and the requirements for ...

Questions to Ask My Health Insurance When Pregnant

“To sum it up…” You need a list of providers your health insurance covers and find out what the plan coverage is for do...

When do you need to have health insurance by?

“To sum it up…” January 31, 2017 is the last day to enroll or change your plan for any coverage in the 2017 year, unles...

What does subsidy mean in health insurance?

“To sum it up…” Subsidies are features of Obamacare that make insurance more affordable Premium tax credits are subsidi...