A review of Banc One Kentucky Health Insurance Company finds that the company is no longer around. Instead, Banc One Kentucky went through a maze of name changes and acquisitions and is now a part of JP Morgan Chase. Banc One was not a health insurance provider, but a credit card issuer with a strong retail presence.
Although Banc One Kentucky is not a health insurance provider, many other insurance companies provide policies to Kentucky residents. If you are a resident of Kentucky who is finding it difficult to pay for health insurance, you might consider talking to somebody at Health Kentucky.
Health Kentucky History
Health Kentucky was founded in 1984 to address the needs of the underinsured in the state of Kentucky. Since its beginning, Health Kentucky, a registered 501(c)3 charitable organization, has helped more than 300,000 people. In order to provide the services it does, Health Kentucky has partnered with volunteer healthcare providers, Kentucky trade and professional organizations, the Cabinet for Health Services, and the Cabinet for Families and Children.
According to its mission statement, Health Kentucky strives to arrange and promote access to healthcare for low income, uninsured Kentuckians. It does this through coordinating a network of enrollment sites for patients and a network of volunteer healthcare providers, and by collaborating with other healthcare delivery organizations.
Health Kentucky Services
Health Kentucky administers its healthcare and health insurance services through the Kentucky Physicians Care program. The program helps Kentucky residents who do not have health insurance, Medicare, or Medicaid, and meet income level guidelines. Clients of the program must be between 18 and 64 years of age.
Through Kentucky Physicians Care, doctors and dentists volunteer to see each client for one free visit for one complaint with a minor illness. Doctors are not obligated to see patients past the initial free visit, although many of them continue to do so. They will not perform emergency services.
Patients can visit volunteer doctors, dentists, hospitals, home health agencies and hospices. Dentists will perform a free oral exam but will not do dental work. Health Kentucky can also help get approved prescriptions filled for free at a participating pharmacy. This is made possible by pharmaceutical companies, who donate the prescriptions.
Kentucky Physicians Care is a basic healthcare program. It does not cover:
- Work-related injuries
- Injuries from a motor vehicle accident
- Hospitalizations of Emergency Room visits
- Physical, occupational, speech, or any other type of therapy
- Surgical procedures or treatments
- X-rays, lab work, or any type of diagnostic testing
- Diabetic supplies
- Pain management
One of the purposes of Health Kentucky’s healthcare program is to get people to a doctor for a routine exam before something small becomes an emergency. This saves the patient, doctor, and health insurance provider both time and money in the future. Health Kentucky coordinators believe that keeping people healthy and on the job can help break the cycle of poverty.
Health Kentucky Registration
Registration for the Kentucky Physicians Care program is private and free. Patients are approved for one year and then must reapply. You can call Health Kentucky toll-free at 800-633-8100 with any and all questions.
If you’re a resident of Kentucky interested in the healthcare program you must apply through your local Department of Community-Based Services office. Ask them to for a Kentucky Physicians Care PA 47 application to fill out.
If the Department determines that you’re eligible for the program, you then need to call the hotline above for the contact information of a participating doctor in your county. Call the doctor’s office directly to make your appointment, letting them know that you’re a Kentucky Physicians Care program participant.
Health Kentucky Donations
Because Health Kentucky is a private charitable and educational organization, it relies on volunteers to donate both their time and their money to keep its programs running. All contributions are tax deductible. If you’re interested in donating, you can mail a check to:
Health Kentucky, Inc.
83 C. Michael Davenport Blvd.
Frankfort, Kentucky 40601
Or you may donate online at the Health Kentucky donation website.
Health Kentucky also runs fundraisers to support their mission, relying on item donations and sponsorships for those events.