This Allegiance Health Insurance Company Review will focus on Allegiance Life and Health Insurance Company located in Montana. The company was formed in 2006 to provide health insurance products to citizens in that state.
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The current version of Allegiance Life and Health Insurance Company was formed in 2006. The company’s founder, Dick Visser has been providing health insurance services since 1981. At that time, the name of the company was Intermountain Administrators, which later became Allegiance Benefit Plan Management, Incorporated.
The website is not entirely clear regarding the territory that Allegiance Life and Health Insurance Company can cover. The indication is that they are only able to provide services to clients in the state of Montana. It does not state that they work exclusively in the state of Montana, however.
Allegiance Life and Health Insurance Products
The products offered by Allegiance Life and Health Insurance Company are health care, dental and vision. They also have a service called StarPoint Utilization Management and Case Management. This service is intended to give specialized care for people with serious medical conditions.
This service will give the person on your policy with a serious medical condition access to a registered nurse case manager. This case manager provides information and specialized support. Examples of serious conditions that may qualify are asthma, diabetes, and multiple sclerosis. There are many other conditions that will also qualify for this service. For more information contact a representative from Allegiance Life and Health.
Allegiance Life and Health looks to cut down costs for its clients, including pharmacy expenses. You have the ability to customize your plan based on your specific needs. You can also save money by going to a pharmacy that falls under their preferred network. This is common among health insurance companies. You can obtain a list of the preferred pharmacies by contacting Allegiance.
Allegiance Insurance Company Customer Service
Allegiance Life and Health Insurance Company offers a toll-free number for its clients. There is no indication as to the hours this line is available. There is also an email address for client inquiries.
The website includes information regarding the plans and forms to request or make changes to your health insurance plan. There is an option for customers to login and keep tabs on account information. This login option may allow you to request or make changes to your plan as well as setup payment arrangements for your policy.
Allegiance Insurance Company Reviews
Allegiance Life and Health Insurance Company does not have a rating through AM Best. They are listed on the Better Business Bureau website as Allegiance Benefit Plan Management, Incorporated. The Better Business Bureau rating for the company is A+. This is the highest possible rating through the BBB.
There have only been two complaints against Allegiance Life and Health through the BBB in the last three years. These two complaints were both resolved, which is indicated through the positive rating.
Searching the Internet for customer reviews on Allegiance Life and Health Insurance Company comes up short. This company is based in Montana. It appears as if they are only able to serve clients who live within the state of Montana. The company in its current form has existed since 2006. Compared to many of its competitors, this is a short period of time.
The foundation of the company has existed since 1981. There is little information regarding how much business this company does or the number of clients it serves. One website indicates that Intermountain Underwriters, also known as Allegiance Benefit Plan Management does between $500,000 and $1 million worth of business each year.
If you are looking for health insurance outside of the state of Montana, Allegiance Life and Health Insurance Company may not be able to assist you. You will have to contact them to see if they are able to serve your region. If you are in the state of Montana, Allegiance Life and Health seems to be a viable option for your health care needs.
The important thing is to research the plans the health care providers have to offer. Know what coverage you need for you and your family before making an informed decision. Start your search by entering your zip code into our free health insurance quote finder below!