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What is a VEBA medical plan?

[su_box title=”To sum it up…” style=”default”] VEBA stands for voluntary employee beneficiary association It is a type of health reimbursement arrangement in which employers can set aside money in a trust for their employees to use for certain medical expenses It is different than a health savings account and a flexible spending account However, you […]

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What is “actuarial value” for healthcare?

[su_box title=”To sum it up…” style=”default”] Actuarial value is a method for assessing the value of benefits in a health insurance plan Insurance plans offer benefits with costs sharing between the insurer and the insured persons Actuarial value measures the amount of benefits with insurance coverage and the amount of funding the insurer provides to […]

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Health Insurance When Travelling to America

[su_box title=”To sum it up…” style=”default”] If you are going to be traveling in America, it is a good idea to get visitor’s medical insurance This type of insurance helps guard you against expensive out of pocket medical costs if you need to see a doctor or go to the hospital while you are traveling […]

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What does RX mean in health insurance?

[su_box title=”To sum it up…” style=”default”] The letters or symbol RX comes from ancient times, probably from the Roman Empire Rx is the Latin symbol for recipe, which means take this or do this Today the symbol Rx usually stands for pharmacy or medicines Rx is recognized in many parts of the world for a […]

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What is “community rating” in healthcare?

[su_box title=”To sum it up…” style=”default”] Community rating is the practice of treating members of an insured group equally and without regard to their individual characteristics Community rating in the Affordable Care Act ensures that insurance companies treat individuals equally as to price and terms The Affordable Care Act uses a form of community rating […]

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