Incorporated in November 1986, Coventry Health Insurance Company is a growing health insurance company that has established themselves as a finically solid entity prepared to stand strong even during tough economic times. With a senior management team that has been around through the good times and bad, Coventry shows that a well-established company can exist while still providing economical health care plans and excellent customer service. Over the past twenty some odd years, Coventry has acquired 22 other insurance businesses and merged them with their own so that they could provide quality insurance to a broader base of customers.
Read through this comprehensive Coventry Health Insurance review, peruse the reviews of Coventry Health Care written by actually Coventry policy holders at the bottom of this page, and then if you are a member of Coventry’s health insurance services then consider leaving your own review of Coventry.
Once you have finished reading the Coventry reviews then be sure and enter your zip code in on the side of this page so that you can start comparing quotes from top health insurance providers online today!
Coventry Business Health Insurance Plans
Coventry offers several different health insurance options for both businesses and individuals. For businesses, they offer group health plans with a couple of different options. For small businesses with fewer than 200 employees, you have the option of purchasing fully insured plans for your company. For a fully insured plan, the employer pays Coventry directly for the services they provide their employees. The employer has the option of withholding a portion of their employees’ checks to pay for a percentage of the insurance if they prefer.
Businesses with more than 200 employees have the option of purchasing the self-funded option. This option means that while employees have insurance coverage, the employer only has to pay a monthly premium that covers administrative costs and claims made by their employees. This is a great money saving option, but is only available to large companies, while the fully insured option is available to any size company.
Plan options for businesses include HMOs, PPOs, POS plans, and Consumer-Driven FSA, HRA and HSA products. Coventry also offers worker’s compensation insurance to businesses as well.
Coventry Individual & Family Health Insurance Plans
For individual health insurance, Coventry offers insurance solutions for students, recent graduates, families, those in-between jobs, self-employed, employed individuals with no insurance and the recently retired. The rates vary for each group and your health and age will factor in to how much your premiums with Coventry will be. This is true of any insurance company, which is why it is important to always compare health insurance rates before you make a purchase. Our free quote tool at the top of the page will provide you with quotes instantly.
In a program called CoventryOne, Coventry offers levels of coverage for every budget and need. Whether you are looking for short-term insurance or major medical health insurance, Coventry offers it all. They also offer individual managed care plans such as HMOs, PPOs and Point of Service plans.
For those individuals who want more flexibility with their health insurance, Coventry also offers premium traditional plans that allow you to choose your own physician, hospital, and specialists. Choosing the right kind of plan for you and your family is an important part of buying health insurance. Speak with one of the independent agents available at the number on this page to discuss your options (with this or any provider) and what will best benefit you and your situation.
Coventry Medicare & Medicaid Plans
For those who qualify, Coventry also offers Medicaid and Medicare plans. While Medicaid is a national health care plan, Coventry contracts with local governments to provide you with local care that is more personal. If you have had negative experiences with Medicaid in the past then you probably did not have a company providing it that is dedicated to ensure all of their customers, whether they pay or not, feel like they are the only customer.
Coventry: Affordable Health Insurance Options
If you choose Coventry Health Insurance Provider as your health insurance carrier, you will be glad to know that they provide you with several options for paying your premiums. Naturally, you can pay for all of your coverage right up front; however, this is usually not an affordable option for most people.
Most people choose to pay for their health insurance through monthly premiums and Coventry provides you with the means to have your premiums withdrawn from your paycheck or withdrawn from a checking or savings account. You never have to worry about forgetting to pay your premiums with these options.
This health insurance provider is currently offering policies in 22 states and they are continuously working to get licensing in other states as they grow. Using our free quote tool or speaking to one of our independent insurance agents will help you to find out it they offer health insurance in the state where you live, or if you should look for another option.
Having health insurance is very important and can provide you with financial security. A single accident or a serious illness can cost tens of thousands of dollars. Long-term care costs even more. You do not carry health insurance because of what will happen, but because of what might happen. What might happen could end your financial well-being in a matter of days.
Free Coventry Health Insurance Quotes
To compare Coventry with other reputable health insurance companies, please use our quote tool found on the side of the page, at no charge. You will receive your results in a matter of seconds and you can take your first step to finding affordable health insurance. If you have any questions or concerns, please call one of the Coventry health insurance agents. Why not start by getting quotes immediately?
8 Customer Reviews of “Coventry Health Insurance Company”
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Review by Don Gio, June 25, 2011
Beware.
Coventry One pulled the old bait and switch on me. After one year at a competitive rate, Coventry One increased my rate 30 percent. All I did was turn 33; I didn’t even see a doctor the entire year. So watch watch out!
Review by J. W., September 12, 2011
If you go to the doctor more than once for the same issue, they consider that a pre-existing condition. They rescinded by coverage for this reason. Be careful how you fill out their application!!
Review by Randall Robinson, March 15, 2012
I have Coventry’s Rural Carrier plan for USPS Rural Mail carriers. I was hospitalized last year for four days for acute bladder infection with E. coli. Coventry covered only the first day, even though I submitted documentation of my elevated white cell count, temperature levels, and the fact that the catheder was removed only a few hours before I was released. Coventry stated that my white cell count was normal, a contradiction of the hospital’s record that I submitted. Now I have to appeal to the Office of Personnel Management, and if that goes nowhere I’ll go to a local law firm that specializes in suing insurance companies that won’t perform.
Review by john s., March 26, 2012
I went to have a sleep study done, and that’s all (Nothing Fancy). Wow, what an episode this has been. Please read this before you go with this company. It is horrible, and I mean the worst experience I’ve ever had with a company. I own my own small business, and this is just nuts. I’ve had one claim – just one – and I’m getting collection notices in the mail dailly. I’ve now found the best way fix this is to go to every review site I can find and put the word out on these people to educate others to stay away from this company. They’re so cheap for a reason: they raise their rates and love to deny coverage. Please don’t make the same mistake I did. Look somewhere else.
Review by R E, April 10, 2012
I have been nothing but impressed with Coventry. I am not a high risk client – rarely go to the doctor. Shortly after receiving coverage, I developed some gall bladder issues. Coventry has been consistent and reliable throughout this situation. I have the ease of choosing my specialist from the list available in their network. Their benefits are straightforward and easy to understand.
Review by L PETERS, August 6, 2012
Stay as far away from these shysters as you can.
They will say anything to get you to sign with them.
The customer sevice is the worst I have ever had the misfortune to deal with.
You will get a different answer to the same guestion everytime.
I am now stuck with this lousy company till I am allowed to change when the medicare enrollment period opens again.
BEWARE BEWARE BEWARE
Review by Kathy, January 15, 2013
Beware of Coventryone Healthcare of GA., if you sign up with them they will find way to rescind policy if you just go have annual check up.
Review by C C, February 18, 2013
Dont go with Coventry One!!!! Coventary one has given us the run around each and every time we go to the dr. And we rarely go to the dr! Each time before we visit a dr we call coventary to make sure they are on the list and to make sure of what will be covered. They always tell us its covered and then send us a bill later for what they said would be covered! They say they entered the info in differently so we would have to pay. That makes no since. They are just a bunch of liars. When I told them I wouldn’t pay the bill because they lied to me they said they didn’t care! They said that was the drs issue not there’s and they already had their money.
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