Global Health Insurance is a brokerage firm that works with several reputable insurance companies to bring you international insurance for your travels and for your overseas work. Read this Global Health Insurance review, consider leaving your own review of Global Health Insurance at the bottom of this page, and then use the free quote tool on the side of the page to compare quotes from many top health insurance providers online.
When it comes to traveling and working abroad, many people go without health insurance because they do not believe that they can receive coverage when they are not living in their home country, however this cannot be further from the truth with Global Health Insurance company.
Global Health Insurance is a company that offers many different types of plans for people who want to travel outside of their home country. This applies to people both inside and outside of the United States. This kind of coverage is necessary, even if you are traveling to a country with government-funded healthcare, because only citizens qualify for these services. This is where Global Health Insurance comes in as a company.
Global Health Insurance Benefits
Global Health Insurance offers comprehensive insurance options for both vacationers and businesses that need employees to live in a foreign country for both short and extended periods of time. With over 20,000 clients, Global Health Insurance has plenty of experience finding the right kind of international insurance for those who are traveling around the world. What’s more, they offer full service customer service to help you choose the right plan for your situation.
Global offers many different health insurance options for people who are traveling outside of their home country. Global health insurance works in a variety of ways and can be purchased by those who live in or out of the United States. If you are visiting the US from a country with government-sponsored health care, it is important that you have health insurance coverage for the duration of your stay. Most short-term travel policies offer protection for as little as one week to a maximum of a year. These short-term policies are very comprehensive and will cover you for nearly any emergency situation from needing surgery to having stitches to hospital stays.
Global short-term health insurance will also cover pregnancies if they occur during coverage. If you are pregnant when you receive coverage, this and other pre-existing conditions are covered with a maximum limit. This limit can range based on the type of short-term global health insurance that you receive and can range from $5,000 to $15,000. It is recommended that you choose a short-term travel plan with a higher maximum if you have a pre-existing condition. In addition, you will pay more for a plan that covers pre-existing conditions, so be prepared for that possibility.
Do You Need Travel Health Insurance?
There are many Americans who have to live abroad for an extended period of time for work related reasons. Many of these people find that their regular health care coverage does not cover them while they are in a foreign country. Unless you become a citizen of the country you are visiting, even with a work visa, you may find that government-sponsored health care does not cover you. Purchasing a comprehensive international medial insurance plan to cover your medical needs while you are living abroad is very important for your health and financial security.
International medical insurance provides you with coverage for both medical and dental needs. Much like your insurance in the US, your international medical care can be billed directly to the insurance company for reimbursement, or you can pay for your medical care up-front and petition for re-imbursement later. How the care is paid for will be in direct response to the physician or hospital you visit and how flexible they are with billing an insurance company. If you are in the US, and you have chosen to include the US and Canada in your insurance plan, then you can work within a network of doctors much like a traditional PPO or POS plan.
The benefit of international medical insurance is that your pre-existing conditions are usually covered. International medical insurance is not an indemnity plan; it is most similar to a PPO, which provides you some flexibility when it comes to pre-existing conditions. Most plans simply require full disclosure at the time of the application because your rates will reflect your pre-existing conditions.
You can purchase Global Health Insurance for individuals, families, groups (such as missions groups or businesses), for vacation and for teachers who choose to spend time in other countries teaching English (or other languages as it applies). This flexibility means that no matter what your need is there is a plan that is suitable to fill it. Since Global works with companies such as CIGNA, Aetna, InterGlobal, GlobalHealth, and more, you can feel confident in the plan that you choose and the coverage that you are going to receive.
Compare Global Health Insurance Quotes
Global Health Insurance is available worldwide and with customer service reps that speak many languages, no matter where you live in the world, or what language you speak, you will encounter a representative that can speak to you comprehensively on the subject of international health care. They will also be able to answer any of your questions regarding the different insurance companies that they use to provide you with the insurance that you need. To compare quotes from many different health insurance providers, almost instantly, just type your zip code into the free quote tool provided on this page. You can start right now!