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Celtic Health Insurance Company

Dino Christoforakis
Dino Christoforakis

Editor in Chief & Licensed Insurance Agent.

The Celtic Health Insurance Company offers quality health insurance plans at reasonable prices. The Company holds an A-rating with A.M. Best, and has maintained this rating for the past 20 years. Celtic Health is a company that offers insurance products to individual policyholders and families, as well as people who are self-employed. Here are some other facts about this insurers to help you decide if Celtic, or some other insurance company, will best meet your coverage needs.

Be sure to check out the user submitted reviews of Celtic Health Insurance at the bottom of this page after you read through this main guide to Celtic Health Insurance Company. If you have have had any experience with Celtic yourself then be sure and leave them a star rating and write your own personal Celtic Insurance review at the bottom of this page.

After you have read through the Celtic Health Insurance reviews then use our free health insurance quote finder to compare quotes from top health insurance providers online for free. Simply enter your zip code into the box at the top right of this page to get started.

Celtic Basic Health Plan

If you choose the Celtic Basic Health Plan for your needs, you get a quality Preferred Provider Organization (PPO) plan with a nationwide network. Celtic Health keeps this option affordable for the public by offering different deductible levels. You can set your deductible at $1,500, $2,500 or $5,000, depending on how much of your health care costs you are prepared to pay for yourself. The Basic option gives you 80/20 coinsurance once you meet your annual deductible. This plan also gives you a lifetime limit of $5 million in lifetime coverage. You have the option of adding prescription drug coverage as well.

CeltiCare Preferred Health Plan

The CeltiCare Preferred Health Plan is a good choice for the self-employed, as well as people who are looking for coverage for themselves and their families. This option gives you the flexibility to get 100% coverage, as well as an 80/20 coinsurance plan. You can choose a deductible at a level between $500 and $5,000, depending on your needs.

Within the plan itself, you can choose to go with a Select PPO plan where you get maximum benefits paid when you see a doctor or get care from a hospital that is a member of the network. Co-pays for this plan are set at a low rate of $15 per visit.

If the Select PPO doesn’t meet your needs for flexibility in your choice of healthcare provider, you have two options. First, you can consider the CeltiCare Preferred “Any Doc” PPO. With this option, you don’t have to change doctors to be covered. You have the freedom to seek treatment from any doctor you want, and pay a higher $35 co-pay for each visit. Policyholders who choose this plan get better coverage levels if they go to a participating hospital for care. Or, for customers who are looking for a traditional major medical health insurance plan, consider the CeltiCare Preferred Managed Indemnity plan. This no-network option means that you can seek treatment from the doctor or hospital of your choice.

CelticSaver HSA Qualified Health Plan

The CelticSaver HSA (Helath Savings Account) Qualified Health plan combines a high-deductible health insurance plan with a savings account. The funds in the savings account collect interest on a tax-free basis until you withdraw them to pay for health care expenses. As long as you use the funds for this purpose, you can access them on a tax-free basis. The CelticSaver plan gives adults between the ages of 18 and 64 1/2 a lifetime maximum of $7 million in coverage. Deductibles for the Celtic Saver range from $1,500 to $5,000 for individuals and $3,000 to $10,000 for families. You can choose an 80/20 coinsurance or 100 percent plan after you reach the deductible level you have chosen.

Celtic Short Term Health Insurance

When you are in a situation where you are between jobs, are waiting for an employer-sponsored health insurance policy to start, or you have just graduated from college or university, you may want to consider Celtic Health’s short term insurance. People who are close to retirement may also benefit from a policy that will cover them until they reach retirement age.

This plan offers coverage for one month up to a six-month term. Policyholders have the option of renewing their coverage for a period if they wish. Celtic will allow an insured to apply for up to a total of 12 months of coverage under a temporary policy.

Choose the level of deductible that makes sense to you: $500, $1,000, or $2,500. The policy covers visits to a doctor, inpatient and outpatient care from a hospital, surgery, and laboratory tests. When you choose short term health insurance from Celtic Health, you don’t need to submit complicated claim forms. Payments are made promptly and you can choose to pay your premium by credit card if you wish.

Compare Celtic Health Insurance Quotes Online

The Celtic Health Insurance Company offers its customers several low-cost health insurance plans. You can continue to explore your health insurance options by using the insurance tool on the top of this page. The quote tool is absolutely free, and all you need to do to get started right now is to click on it and you will be comparing quotes from various health insurance companies in no time. Get started now!

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