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What is a “carve-out” in health insurance?

What is a “carve-out” in health insurance?

“To sum it up…” A carve-out plan involves one health insurance provider excluding coverage for specific situations or c...

What is a “stop-loss” provision in health insur...

“To sum it up…” Stop-loss insurance is financial protection for the insurers in case of extremely costly catastrophic h...

What is the role of a third-party administrator...

“To sum it up…” The term third-party administrators or TPAs was popularized in the US by the implementation of the affo...

What if your employer’s health insurance is too...

“To sum it up…” An affordable Obamacare qualified health plans must cost less than 8.13 percent of annual family income...