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How do I know if my health insurance is ACA compliant?

[su_box title=”To sum it up…” style=”default”] In order for your health insurance to be compliant with the Affordable Care Act, it must cover the 10 essential health benefits It must also have no annual or lifetime coverage maximums Your healthcare coverage must comply with these standards whether the plan was purchased on or off the […]

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What is a CDHP medical plan?

[su_box title=”To sum it up…” style=”default”] CDHP plans combine a health savings account with a high-deductible insurance plan They may help you save money if you don’t have chronic health problems Recent legislation has restricted CDHP plans [/su_box] CDHP, which stands for consumer-driven health plan, is a type of medical insurance plan that is structured […]

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What is a state health insurance exchange?

[su_box title=”To sum it up…” style=”default”] The State exchange in an organization that manages health insurance The state exchange is a marketplace to review and purchase health insurance The state exchange provides qualified coverage to avoid the penalty The exchanges provide premium subsidies and financial aid The state exchange can be active or passive in […]

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When does my health insurance expire?

[su_box title=”To sum it up…” style=”default”] COBRA is a government program aimed at maintaining health insurance coverage It applies to people who have been laid off or quit It lasts from 18-36 months, depending on your situation [/su_box] Health Insurance Expiration Dates As previously mentioned, the amount of time that an employees health benefits stay […]

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