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What are exchanges under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare works through state-sponsored insurance marketplaces Obamacare has a national website a Federal Insurance Marketplace Insurance exchanges review and approve insurance plans Insurance exchanges offer qualified health plans during Open Enrollment Exchanges provide plans that meet the Individual Mandate [/su_box] The health insurance exchanges are a vital […]

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What documents do you need for obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Open Enrollment is the time when everyone has a right to sign up for coverage Enrollment is simple and straightforward by any of five methods Applicants can complete Enrollment online Official identification such as SSN or naturalization papers Income information for individuals Income information for household Any […]

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What kind of insurance do I need for obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] The Affordable Care Act requires that every citizen, national, and other authorized residents of the US get and maintain health insurance coverage The coverage must meet the requirement of the Affordable Care Act and provide Essential Health Benefits Plans that meet the essential health benefits requirements are […]

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Prescription Drug Coverage Under Obamacare

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare guarantees ten essential health benefits in every plan sold on the exchanges Prescription drug coverage is one of the ten essential benefits Prescription drug coverage has qualifications for insurer options Prescription drugs are an essential part of medical care At least one prescription drug must be […]

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Is my social security considered income under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Most social security payments count as income for Obamacare adjusted income computation Social Security payments count as qualifying income for participation in Health Insurance Programs Social security disability income (SSDI) counts as income for Obamacare adjusted individual or family income Social Security Supplemental Security Income (SSI) does […]

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What’s the smoking penalty under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare permits insurers to charge smokers up to 50 percent more for health insurance coverage Smoking cessation is an essential health benefit available with no additional costs Obamacare provides smoking cessation medications Obamacare provides smoking cessation therapy Nicotine Addiction is a difficult addiction to treat because tobacco […]

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Will part-time workers be covered under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Employers can offer health insurance coverage to part-time workers If offered employer insurance, part-time workers cannot get subsidies unless the insurance is unaffordable or not qualified Part-time workers without employer insurance can buy on the Obamacare marketplace Part-time workers can use the five percent exception; the employer […]

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Will health savings accounts be allowed under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Health Savings Accounts are tax-sheltered savings accounts HSAs protect individuals and families in high-deductible health plans Funds put in a qualified Health Savings Account can stay until used Funds in the HSA grow until distribution at age 65 as tax-free income Rules allow for employer contribution [/su_box] […]

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Is the PSA test covered under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] The PSA is a controversial medical procedure The U.S. Preventive Services Task Force’s (USPSTF) graded PSA at “D.” The American Cancer Society recommended dropping PSA as a screening test. The rates of PSA and Detection Have dropped in the US. Obamacare does not offer PSA as an […]

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