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Is a physical exam required for health insurance?

[su_box title=”To sum it up…” style=”default”] Physical exam requirements vary among insurance providers It is more common to have to get a physical with a plan offered through an employer You should keep yourself informed by reading your policy documents and contacting your insurer if necessary [/su_box] In days past, nearly all health insurance plans […]

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Medical Insurance for Veteran Dependents

[su_box title=”To sum it up…” style=”default”] There are several types of health insurance options for veteran dependent including CHAMPVA, the veterans health care program, and the Spina Bifida Health Care Benefits Program For active duty and reserve military members, there is TRICARE There are several different TRICARE options including TRICARE Prime, TRICARE Standard, and TRICARE […]

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How is a health insurance premium calculated?

[su_box title=”To sum it up…” style=”default”] If you are an older person, your monthly premium under Obamacare can cost your three times more than a younger person You will pay a higher premium if you plan to cover your spouse and your dependents There are five plans you can choose from on the Healthcare Exchange […]

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Is health insurance considered a business expense?

[su_box title=”To sum it up…” style=”default”] Businesses that must cover employees can deduct the costs of insurance as a business expense Individuals and joint taxpayers can deduct their medical expenses on IRS Form 1040 Self-employed persons can use the Self-Employed Healthcare Deduction Employees can use tax advantaged funds to pay medical expenses in a Health […]

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How does a health insurance broker get paid?

[su_box title=”To sum it up…” style=”default”] Health insurance brokers have played a key role in promoting Obamacare policies Health insurance brokers have commissioned-based income based on sales Few states permit brokers to charge consumer fees, and many states protect broker commissions Health insurance brokers biggest impact is small business market Brokers had and continue to […]

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