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What small business requirements are there under obamacare?

[su_box title=”Here’s what you need to know…” style=”default”] Firms with 50 or more full-time equivalent employees must provide health insurance coverage Small Businesses with 49 or fewer full-time employees do not have to offer health insurance to employees Obamacare offers incentives for small businesses to cover employees Small business owners can participate in company plans […]

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How does obamacare affect senior citizens?

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare makes routine and preventive healthcare available for senior citizens The individual mandate applies to seniors meaning those 55 and older Seniors on Medicare meet the requirements of the Affordable Care Act and do not need to do anything further to meet the individual Mandate Seniors on […]

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Is IVF covered with ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] Federal law does not require insurance plans to cover in vitro fertilization (IVF). 12 states do require certain insurance plans to cover IVF treatment. In general, insurance policies that cover IVF are group policies that are fully insured, as opposed to being self-insured. [/su_box] Anyone having difficulty […]

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What are maximum out-of-pocket expenses under ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] The Affordable Care Act limits the overall amount of out-of-pocket expenses The Affordable Care Act sets a limit per policy year for individual and family policies The family policy limit for out-of-pocket expenses in 2016 is $13,700 The individual policy limit for out-of-pocket expenses in 2016 is […]

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