This Care Improvement Plus Health Insurance Company Review delves into Baltimore, Maryland-headquartered Care Improvement Plus. Care Improvement Plus is a Medicare Advantage organization. The Centers for Medicare & Medicaid provide the organization with a Medicare contract. CMS must award an annual contract to the organization. For that reason, long-term insurance coverage by the company is not certain. Health insurance benefits, including the pharmacy provider network, prescription medicine distribution, and premium payments may change from year to year, according to the company website.
Each plan year begins on January 1st. To qualify for Care Improvement Plus enrollment, the insured must have Medicare Parts A and B. Residents served by the organization are:
- Maryland
- South Carolina
- Georgia
- Missouri
- Arkansas
- Texas
If you would like to save money on health insurance rates, request completely free health insurance quotes by providing your zip code!
Then keep reading about the Care Improvement Plus plan to determine whether the plan meets your needs and requirements for health insurance coverage. We provide contact information, benefits, and special programs offered by the organization.
Care Improvement Plus Health Insurance Company Contact Information
Write the organization at:
351 West Camden Street, Suite 100
Baltimore, MD 21201
Sales information: 1-800-771-1656
Customer service: 800-204-1002
Office hours: 8:00 a.m. to 8:00 p.m. Eastern Standard Time, seven days a week
Care Improvement Plus Health Insurance Company Special Needs Plan
Chronically ill patients that qualify for the Speed Needs Plan usually have:
- Heart failure
- End-stage renal disease (ESRD)
- Chronic obstructive cardio-pulmonary disease (COPD)
- Diabetes
Members of Care Improvement Plus Dual Advantage, a regional preferred provider network, must enroll in their state’s Medicaid Program. The insured must be classified as a “dual eligible” beneficiary for Parts A and B cost-sharing services.
The Special Needs Plan helps chronically ill people to avoid serious health complications like blindness, stroke, amputation, or heart attack. Care Improvement Plus’s administrators believe the Special Needs Plan can help reduce health care costs as health insurance premiums continue to spiral higher.
Members of the Special Needs Plan work with a dedicated nursing coach, a field nurse, and a health care officer. The goal of the plan is to help reduce unnecessary hospitalizations through education and proactive health care management.
The Special Needs Plan expands preventive care, such as podiatry visits for diabetic patients to reduce foot damage. Patients receive special shoes, blood pressure and other monitoring tools, and free medical appointment transportation services.
The program also helps medical providers support chronically ill patients.
Members of the Special Needs Plan may be eligible to receive additional financial offsets for insurance premiums and/or prescription drugs. To determine eligibility for these additional programs, members should contact Medicare at 1-800-MEDICARE (1-800-633-4227), 24 hours a day/seven days a week; Social Security Administration at 1-800-772-1231 (between the hours of 7:00 a.m. and 7:00 p.m. Eastern Standard Time, Monday through Friday; or the member’s state Medicaid office.
Financial assistance may be available to those living on restricted incomes (Low Income Subsidy plans). Medicare may pay up to 100% of prescription drug charges, in addition to the monthly prescription plan premium costs, co-insurance, or deductible costs.
Beneficiaries’ spouses and caregivers may receive customized coverage from one of Care Improvement Plus’s regional preferred provider organization networks.
The program received accreditation from the National Committee for Quality Assurance in Washington, D.C.
Care Improvement Plus Health Insurance Company and the Centers for Medicare & Medicaid
The Centers for Medicare & Medicaid Services (CMS) were founded in 1977. Medicare and Medicaid offer health care coverage to millions of residents of the United States. Medicare pays for medical, prescription medicine, hospital, and other healthcare services for individuals aged 65 plus or for certain disabled conditions. Medicaid helps people with low incomes, according to parameters established by the U.S. Government. The Centers for Medicare & Medicaid are part of the U.S. Department of Health & Human Services.
As a CMS contractor, Care Improvement Plus must serve the needs and goals of its client. Care Improvement Plus, as a health care quality improvement organization, operates on a non-profit basis. Each year, the organization presents a new proposal to CMS, recapping the work completed and work in progress. CMS then funds the organization.
Care Improvement Plus Health Insurance Company Agents
The organization uses a national network of independent insurance brokers and agents. The website offers an agent portal and a dedicated insurance agent line at 1-866-769-0849. Agents interested in marketing and distributing Care Improvement Plus Health Insurance products and services may email a resume and cover letter to the company at agent@careimprovementplus.com.
Agents have access to a constantly updated commissions earnings page on the Care Improvement Plus website.
Agents may also submit a resume via the company’s website in the “Careers” section.
If you are thinking about health insurance rates, compare your current premiums with competitive health insurance quotes by providing your home zip code!