The Westport Insurance Corporation offers professional coverage as well as casualty and property insurance. Founded in 1924 and based in Kansas, it was known as the Puritan Insurance Company until 1992, when it became the Westport Insurance Company. It is now a subsidiary of the giant international Swiss Reinsurance Company.
This review will be of the Westport Insurance Advisors Company, located in Twin Falls, Indiana offers expertise in the field of health insurance and wants to help you through the many challenges of finding the right coverage for you and your family. The company functions as a broker; partnering with more than 75 insurance companies. It can guide you toward the insurance plans that will make sense for your specific needs.
Westport Insurance Advisors Contact Information
Westport Insurance Advisors is located at:
1162 Eastland Drive North, Suite 2
Twin Falls, Indiana 83301
Phone number: 208-733-5858
Westport Insurance Advisors Health Insurance
When looking for the best health insurance policies, Westport Insurance Advisors professionals will explain to you all the variables and, given your particular situation, will help you achieve the goals that are most important to you and your family. Some of the issues to consider are:
- The lowest premium possible
- A comprehensive medical coverage
- Maximizing your tax deductions
- Providing coverage for your children
- Having the availability of a wide doctor and hospital network
- Physical therapy coverage
- Office visit copayments
Each individual or family deserves a health insurance plan tailored to its particular needs, and Westport Insurance Advisors will work toward that end.
Westport Insurance Advisors Products
- Short-Term/Transition Plans
These plans will keep you covered when you are between jobs, out of school, or in any kind of transition period, that has left you without health insurance benefits.
- Dental Plans
With three insurance partners, Westport Insurance Advisors can help you find a standalone dental plan that will make dental health a priority you can afford.
- Supplemental Insurance
All the benefits from these insurance policies go directly to you. The funds made available can go towards your out-of-pocket expenses or can make up for loss of income resulting from serious illnesses. In addition, with the purchase of a Return of Premium Rider, all the premiums you paid will be returned to you every 20 years, minus the claims you might have incurred during that time.
- Cancer Insurance
With the stress of managing all the medical issues of a serious, life threatening illness often comes the added burden of financial worries. Close to 65% of the costs associated with cancer treatment are non-medical. This insurance is designed to help cover copayments, deductibles, and daily expenses outside of your medical bills.
- Heart and Stroke Insurance
It will provide cash benefits for health-related expenses outside of your major medical insurance coverage. It can include transportation, lodging expenses, and incidental expenses.
- Accidental Injury Insurance
Your major medical plan will take care of medical costs and your sick leave benefits will often cover your lost wages, but this insurance plan will help with all the out-of-pocket expenses associated with an accidental injury. Because injuries can happen outside the workplace, you might not receive the coverage offered through a worker’s compensation plan. This is another reason why you might want to consider insurance such as this.
- Long-Term Care
It is a statistical fact that 1 out of 3 people over the age of 65 will require some long-term care. While advances in the medical field keep us living longer, the need for home care assistance and assisted living grows. Health insurance covers the medical treatment you will need but does not offer any coverage for the professional help needed in daily activities assistance. With people wanting to enjoy living in their own home as long as possible, the cost of maintaining one’s independence can have a huge financial impact on the whole family. In addition, quality assisted living facilities can be out of reach for many families. In Idaho, assisted living costs almost $4,000 a month. A long-term care policy can provide the funds you need and give you peace of mind. Also, some states have specific tax benefits for people with such a policy.
If you are 65 or soon approaching retirement age, you know how overwhelming choosing a Medicare plan can be. Westport Insurance Advisors has insurance experts who will provide guidance in navigating all the pages of often extremely confusing information, the deadlines, and all the rules that are put in front of you. Their mission is to find the Medicare plan that fits your unique needs.
It is always easy to get quotes on health insurance by entering your zip code in the free rates box right now.