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Standard Health Insurance Company

While there is no company in existence today known by the name Standard Health Insurance, there is a company by the name of Standard Life and Accident Insurance or Standard Life as it is widely known. Standard Life is a subsidiary of the American National family of companies. It specializes in insurance and annuities for seniors. Insurance products include both life and health insurance.

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Standard Insurance Company Information

Standard Life has been in business for over 50 years. Today they are one of the top insurance providers for the senior population. In 2010, the company’s net assets totaled $513 million, liabilities totaled $290 million, and their capital and surplus funds totaled $223 million. These numbers support their claims of being a financially stable and secure company for which you can feel comfortable investing.

Standard Insurance Company Contact Information

Standard Life and Accident Insurance is headquartered, along with its parent company, American National, in Galveston, Texas. If you would like to contact the company for more information, you can do so via phone or mail. You can also complete the online contact form to have a customer service representative contact you.

Standard Life Mailing Address:

1 Moody Plaza
Galveston, TX 77550-7947

Life Insurance Division Phone Number: (888) 519-5819
Health Insurance Division Phone Number: (888) 350-1488
Claims Phone Number: (888) 265-2393
Marketing and Sales Phone Number: (888) 290-1085

Standard Insurance Company Ratings

Standard Life receives solid ratings for financial strength and security. Based on these ratings you should be able to feel confident that the company is stable and not facing bankruptcy any time soon. Both well-known ratings companies, AM Best and Standard and Poor’s, give Standard Life high marks.

Additionally, although the Better Business Bureau does not rate Standard Life itself, its parent company, American National, has received an A+ rating by the BBB www.bbb.org , for the length of time it has been in business, complaint volume compared to other businesses of its size, and rapid response to any complaints.

Standard Insurance Company Health Insurance Products

Standard Life Insurance has health insurance products available in all 50 states; however, different products are available in different areas. You can visit the company’s website and click on your state to see which products are available where you live. Standard Life offers a variety of health insurance plans and added options for seniors, which include:

  • Supplemental Health Insurance
  • Indemnity Coverage
  • Hospital Indemnity Coverage
  • Medicare Supplement Coverage (Medigap)
  • Short Term Convalescent Care Insurance
  • Long Term Care Insurance

Standard Insurance Company Additional Products

In addition to health insurance Standard Life offers annuities and several life insurance plans. These life insurance plans are geared towards purchasers ages 50 and older. In the event of confinement to a long-term care facility most of these plans allow the policyholder to use a portion of the plan’s death benefits to cover expenses while still living. These life insurance plans include:

  • Final Expenses Whole Life – Pays family members immediately after the death of the policyholder to cover the cost of funeral expenses
  • Juvenile Modified Whole Life – Designed to be purchased by a parent or grandparent for a child to have for life, premiums increase after age 30
  • Single Premium Whole Life – For a minimum premium payment of $5000, beneficiaries receive the benefits of avoiding probate and income taxes

Standard Insurance Company Online Calculators

By visiting the company’s website you can use one of several automatic calculator tools they have available to help determine your financial needs or the amount of insurance you may require. These calculators include:

  • Fixed Annuity Calculator
  • Life Insurance Calculator
  • Required Minimum Distributors Calculator
  • Retirement Income Calculator
  • Savings Calculator

Standard Insurance Company Careers

Standard Life is a family-oriented company looking to hire dedicated professionals in a variety of fields. If you are interested in a career in the insurance industry, you can view openings and apply for a job by visiting the website of Standard Life’s parent company, American National. Current job opportunities include:

  • Marketing Analyst
  • Claims Representative
  • Associate Underwriter
  • Customer Service Representative

Employees of Standard Life receive a comprehensive benefits package including:

  • Health Plan
  • Retirement Plan
  • 401(k)
  • Career Development
  • Paid Holidays and Vacation Time
  • Cafeteria Plan
  • Employee Assistance Program

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4 Comments to “Standard Health Insurance Company”

  1. Kathy Minney says:

    “I have cancelled my policy with you about a month ago after reviewing it.

    I did not have the policy for a month and was told that if I returned it within 30 days I would get a refund of what I had paid, which by the way was taken from my bank account. I no longer have that account as it is now closed, But I would like my refund of 129.00 dollars sent to me.

    It has been about a month since I cancelled so please remit my refund. Thank you, Kathy Minney”

  2. Bill Hayes says:

    “I have had this health insurance for over a year. I have had a surgery and several doctor visits. It is the best I have had in my life at the age of 54. It is also very affordable. I thank goodness for their coverage!

    My whole family is now on their health plans.”

  3. Kristen adams says:

    “This was the first insurance I have had since Medicaid and I am very disappointed.

    I was unsure to get it I the first place. so I asked if they would send me the info via email and was told yes.however after several days and not receiving an email I called back and was told they do not do emailing they prefer old style and send it in the mail. strike one.

    when I finally received the info in the mail a few WEEKS later. I was unhappy and decided to cancel. I called for weeks could never get through to anyone. the automated system tells you to leave a message and your call will be returned in 24hours.

    however, the couple times I left messages they were never returned.I finally was able to get in touch with someone to cancel my policy and she says someone will call me back shortly to confirm my cancellation. however, the 2nd months payment was withdrawn the same night. I didn’t receive the confirmation call until a day or two later after it was already withdrawn.

    so, I had to call 3or4different numbers and explain my problem to get a refund..however I was unable to get the first months guarantee refund bc I didn’t completely cancel until after the second month was already withdrawn.

    they only sent me 166.32 for the second month instead of the full 206.00 that was taken out of my account…..and now two months later I realize I’m still being charged 10.55 a month for the life insurance part because I wasn’t told I needed to call yet another number to cancel that.

    I ended up paying 268.78 for 30days of insurance I never used. thank you, I would not recommend this company to anyone.”

  4. Angela says:

    I was about to get coverage and checked the website. After seeing these reviews, they were very helpful. When talking to an agent, who had me to google their information. I couldn’t find much information. He then got upset and said “Blue cross has bad review and then said you are not the type of person who wants to pay for health insurance”. From there I knew that this was not the company for me. I question this company because it is based in the UK. How can they sell policies in the US. I smell scam


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