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How long can you stay on your parents’ health insurance?

[su_box title=”To sum it up…” style=”default”] The Affordable Care Act allows children to stay on their parent’s health plans until age 26 Children can stay on private or employer-sponsored policies until age 26 Parents can add a minor to a Marketplace policy during Open Enrollment or a Special Enrollment Period Once past age 26, young […]

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Is catastrophic health insurance allowed under Obamacare?

[su_box title=”To sum it up…” style=”default”] Most people are not eligible to purchase a catastrophic plan through the Healthcare Marketplace However, you may be eligible for a catastrophic plan if you are under 30 or qualify for a hardship or affordability exemption Catastrophic plans have very low monthly premiums and very high deductibles and are […]

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How to Have a Baby Without Health Insurance

[su_box title=”To sum it up…” style=”default”] The average birth today costs between $6,000 and $8,000. This does not include costs associated with having a C-section or treatment of other medical complications Pregnancy used to be considered a pre-existing condition, resulting in denial of coverage by some new insurance companies The Affordable Care Act now requires private […]

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How often do I pay health insurance premiums?

A piggybank with a stethoscope

[su_box title=”To sum it up…” style=”default”] Health insurance premiums are typically paid each month Premiums are paid directly to the insurance company. If you have job-based health insurance, your employer may do this on your behalf You may find that lower monthly premiums are offered in exchange for higher copayments, deductibles, and coinsurance fees [/su_box] […]

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