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Who counts as a dependent for health insurance?

[su_box title=”To sum it up…” style=”default”] The Health Care Reform Act 2010 Expanded Health Insurance Dependent Coverage Most health insurance policies allow parents to keep adult children insured until age 27 Qualifying relatives may also qualify as a dependent [/su_box] Before the 2010 Health Care Reform, it was easy to determine who was eligible for […]

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The Waiting Period When Changing Health Coverage

[su_box title=”To sum it up…” style=”default”] When starting a new job, an employer can initiate a waiting period of up to 90 days before providing an employee with health insurance If you will be without health insurance for more than three full months during this waiting period, you may want to consider getting a health […]

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When is it illegal to not have health insurance?

[su_box title=”To sum it up…” style=”default”] The Affordable Care Act was signed in 2010 Those without health insurance coverage may receive penalties Penalties are assessed when a taxpayer files federal returns Citizens must purchase insurance by January of a calendar year Open Enrollment in the Health Care Marketplace occurs once a year Fees for not […]

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Health Insurance While Living Overseas

[su_box title=”To sum it up…” style=”default”] You will have US health care Marketplace exemption, but understand your needs and the requirements for health insurance in the country you plan to live Register with the American Embassy upon your arrival Ask friends, relatives, business associates, and fellow expats abroad about health insurance resources Medicare coverage is […]

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Questions to Ask My Health Insurance When Pregnant

[su_box title=”To sum it up…” style=”default”] You need a list of providers your health insurance covers and find out what the plan coverage is for doctor visits, hospital stays and diagnostic testing High-risk pregnancies can demand special procedures that may require pre-approval Know how much deductible has to be paid up-front, the percentage your health […]

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When do you need to have health insurance by?

[su_box title=”To sum it up…” style=”default”] January 31, 2017 is the last day to enroll or change your plan for any coverage in the 2017 year, unless you qualify for the special enrollment period December 15, 2016 is the last day to enroll in a healthcare plan or change it through the healthcare marketplace if […]

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What does PD mean in health insurance plans?

[su_box title=”To sum it up…” style=”default”] PD means ”prescription drug benefits” Medicare Part D authorizes prescription drug benefits The notation PD often goes with Medicare Advantage PD combined with other letters indicate a prescription drug option [/su_box] Medicare members can use the prescription drug benefit in Medicare Part D in two ways: a standalone prescription […]

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