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What health insurance is considered affordable under ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare imposes limits on the amount of annual income persons must spend on health insurance premiums. Employer plans may not exceed 9.56 percent of a family or individual MAGI. If self-only coverage exceeds 8 percent of household income, the individual can get an exemption. The 9.5 percent […]

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Who is considered eligible for medicaid under ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] Medicaid is a program that provides health insurance to certain Americans at little or no cost. Medicaid eligibility requirements vary by state. Most requirements are based on income. With the passage of ObamaCare, many states expanded their Medicaid programs. [/su_box] One component of ObamaCare, or the Affordable […]

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Is there maternity coverage under ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] Maternity care is considered an essential health benefit. This means that all qualified insurance plans must cover maternity care. If you’re applying for an insurance policy while pregnant, you cannot be denied because of your pregnancy. If you don’t have insurance and become pregnant, you may have […]

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How are pre-existing conditions covered under ObamaCare?

[su_box title=”Here’s what you need to know…” style=”default”] Obamacare prevents insurers from using pre-existing conditions in insurance decisions Obamacare permits age, location and smoking status as conditions for coverage Smoker status can trigger additional charges and smoking cessation benefits Insurers have obligations to provide essential benefits in geographic areas Open enrollment is the period in […]

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