Who is better: Blue Cross Blue Shield or United Healthcare? No one company is best for everyone but lets compare BCBS and UHC and see if we can come up with an answer.
Read through this “Showdown Series” quick peek at comparing Blue Cross Blue Shield vs. United Healthcare health insurance, read the detailed individual company reviews (click here to read the Blue Cross Blue Shield review or the United Healthcare review), and then enter your zip into the box on the side of this page to compare free health insurance quotes from some of the best health insurance providers in your state side by side online.
Blue Cross Blue Shield is not a nationwide company but rather a consortium of smaller independent health insurers who band together and pay a fee to license the BCBS trademark. This means that coverage varies (sometimes greatly) from one state to another. United Healthcare operates as one company on the group health insurance side and also markets plans through its various subsidiaries on the individual health insurance side (some examples of these subsidiaries include Golden Rule Insurance – you can click here to read the Golden Rule Health Insurance review and PacifiCare – you can click here to read the PacifiCare Health Insurance review). While coverage can vary greatly with both companies from state to state it is probably safe to say that UHC has the better overall nationwide network of doctors and hospitals.
Both Blue Cross health plans and UHC health plans are known for being solid comprehensive health plans that are absent from the limited benefit fine print that you so often find in smaller insurance companies that are known to push cheap but essentially worthless indemnity health plans. If you choose to buy either a United Healthcare health plan or a Blue Cross Blue Shield health plan you can rest assured that you are covered for pretty much anything. As far as health plans go it is a fairly even match between BCBS and UHC.
The overall winner in this rapid fire showdown between Blue Cross Blue Shield and United Healthcare would have to be United Healthcare. UHC takes the gold over BCBS because of its true nationwide network. Both companies are great health insurance providers and of course this is just a general review so you should do your own comparison with your agent taking into account your specific situation. To start comparing quotes from top health insurance companies online just enter your zip into the box on the side of the page right now!